Loss of Rent & Alternative Accommodation Insurance

SPEAK TO AN OFFICE BLOCK SPECIALIST GET OFFICE BLOCK INSURANCE QUOTES

Specialist protection for office block owners covering rental income loss and alternative accommodation for tenants following insured damage.

SPEAK TO AN OFFICE BLOCK SPECIALIST GET OFFICE BLOCK INSURANCE QUOTES

We compare quotes from leading insurers

  • Allianz insurance logo
  • Aviva insurance logo
  • QBE insurance logo
  • RSA insurance logo
  • Zurich insurance logo
  • NIG insurance logo

LOSS OF RENT & ALTERNATIVE ACCOMMODATION COVER

  • Insurance cover icon

    RENTAL INCOME PROTECTION

  • Liability protection icon

    TENANT RELOCATION COSTS

  • Business interruption icon

    FIRE & WATER DAMAGE INTERRUPTION

  • Cyber and equipment cover icon

    LONG-TERM REBUILD SUPPORT

Protecting Rental Income After Damage

When an insured event makes an office building temporarily unoccupiable, landlords may lose rental income while tenants require alternative accommodation. This cover ensures income continuity and supports tenant relocation, reducing financial disruption during reinstatement works.

What This Insurance Covers

  • Loss of rent following fire, flood or structural damage
  • Alternative accommodation for displaced office tenants
  • Business interruption following insured events
  • Long-term rebuild or reinstatement rental guarantees
  • Service charge and operational income protection
  • Cover for multi-tenant office blocks & commercial buildings
SPEAK TO AN OFFICE BLOCK SPECIALIST GET OFFICE BLOCK INSURANCE QUOTES

FREQUENTLY ASKED QUESTIONS

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What triggers Loss of Rent insurance?

Loss of Rent cover activates when an insured event, such as fire, flood or structural failure, prevents tenants from occupying the building.

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Does this cover alternative accommodation for tenants?

Yes. It compensates for reasonable relocation and accommodation expenses required due to damage.

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How long does Loss of Rent cover apply?

Cover can range from 12 to 36 months or more depending on reinstatement times and policy terms.

Related Office Block Guides

Follow the office-block pages most relevant to rent continuity, reinstatement timing, occupancy risk and major-peril damage events.

Income Continuity

Damage Triggers

Occupancy & Use

Office block insurance review points

Office block cover should reflect the building's reinstatement value, tenant mix, occupation pattern, services, contractors and the way shared areas are managed.

For loss of rent enquiries, the strongest quote presentation usually combines the immediate cover request with wider risk information, contract obligations and evidence of controls.

Building and tenant profile

  • Multi-tenant, serviced, medical, call-centre, technology or public-sector occupation
  • Lift, HVAC, glazing, server-room, solar, roof and building-management-system exposures
  • Unoccupied areas, high-risk tenants, maintenance contracts and facilities management

Cover areas to compare

  • Buildings, landlord contents, property owners' liability and loss of rent
  • Escape of water, fire, glass, engineering inspection and machinery-related cover
  • Service-charge disputes, contractors on site, compliance and reinstatement-cost adequacy

Renewal evidence

  • Rebuild valuation, occupancy schedule, lease obligations and service contracts
  • Fire, asbestos, electrical, lift, water and health-and-safety documentation
  • Claims history, planned works, tenant changes and unoccupied-period controls