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LOSS OF RENT & ALTERNATIVE ACCOMMODATION COVER
RENTAL INCOME PROTECTION
TENANT RELOCATION COSTS
FIRE & WATER DAMAGE INTERRUPTION
LONG-TERM REBUILD SUPPORT
Protecting Rental Income After Damage
When an insured event makes an office building temporarily unoccupiable, landlords may lose rental income while tenants require alternative accommodation. This cover ensures income continuity and supports tenant relocation, reducing financial disruption during reinstatement works.
What This Insurance Covers
- Loss of rent following fire, flood or structural damage
- Alternative accommodation for displaced office tenants
- Business interruption following insured events
- Long-term rebuild or reinstatement rental guarantees
- Service charge and operational income protection
- Cover for multi-tenant office blocks & commercial buildings
FREQUENTLY ASKED QUESTIONS
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What triggers Loss of Rent insurance?
Loss of Rent cover activates when an insured event, such as fire, flood or structural failure, prevents tenants from occupying the building.
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Does this cover alternative accommodation for tenants?
Yes. It compensates for reasonable relocation and accommodation expenses required due to damage.
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How long does Loss of Rent cover apply?
Cover can range from 12 to 36 months or more depending on reinstatement times and policy terms.