Fire Safety & Fire Risk Insurance for Office Buildings

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Specialist fire risk and fire safety insurance for office buildings, commercial property owners, landlords, and managing agents across the UK.

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We compare quotes from leading insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

FIRE RISK & SAFETY COVER FOR OFFICE BUILDINGS

Complete Fire Risk Protection for Office Properties

Fire is one of the biggest risks for office buildings. Whether you own, lease, or manage commercial office space, our specialist insurance covers property damage, reinstatement costs, tenant risks, fire safety compliance, and business interruption following a fire event.

What Fire Risk Insurance Covers


  • Fire, smoke and explosion damage
  • Reinstatement & rebuild costs
  • Business interruption following a fire
  • Tenant fire risk & liability cover
  • Fire safety compliance support
  • Electrical fire risk incidents
  • Portable appliance and equipment fire damage

FREQUENTLY ASKED QUESTIONS

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Do office buildings need fire risk insurance?

Yes. Fire is one of the highest risks affecting commercial properties, making fire protection essential.

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Does standard property insurance cover fire damage?

Most policies do, but specialist fire risk insurance includes extended cover such as fire safety compliance and business interruption.

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Do tenants need their own fire liability cover?

Yes. Tenants are responsible for their own fire risk to contents, equipment and operational activities.