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INSURANCE FOR FACILITIES MANAGEMENT COMPANIES
PUBLIC & EMPLOYERS’ LIABILITY
PROPERTY DAMAGE RESPONSIBILITIES
CONTRACT WORKS & MAINTENANCE COVER
RISK MANAGEMENT SUPPORT
Specialist Cover for Office Building FM Providers
Facilities management companies carry responsibility for maintenance, cleaning, repairs, fire safety, electrical testing, site security, and contractor oversight. Our specialist cover protects FM teams from liability, property damage exposure, and operational risks across multi-tenant office buildings.
What Facilities Management Insurance Covers
- Liability for maintenance activities and repairs
- Office building fire, electrical, and structural risk
- Damage caused by contractors working under your control
- Cleaning, security, and site handling risks
- Lift and equipment servicing liabilities
- Public & Employers’ Liability cover
- Property damage resulting from FM operations
FREQUENTLY ASKED QUESTIONS
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Do FM companies need liability insurance for office buildings?
Yes. FM companies are responsible for a wide range of activities that pose risk, including maintenance, cleaning, and safety compliance.
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Does this insurance cover subcontractors?
Many policies can extend to cover subcontractors, depending on the policy terms and control arrangements.
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Is Employers’ Liability mandatory for FM firms?
Yes, any FM company with staff must hold Employers’ Liability insurance under UK law.