Marine Equipment Insurance protects vessels, floating plant, construction equipment, dredging machinery, tools, lifting systems and engineering assets used on water, near water, or as part of marine operations. It covers physical damage, breakdown, theft, environmental risks and liability arising from equipment failure.
This insurance is essential for both vessel owners and marine contractors - particularly in sectors such as dredging, coastal engineering, harbour maintenance, piling, offshore services and underwater works.
Cover applies to equipment onboard vessels, attached to floating platforms, or used in marine engineering operations.
Does Marine Equipment Insurance cover breakdown?
Can equipment be insured during transport or towage?
Does the policy include pollution or environmental risk?
Is theft of equipment covered while on water?
Does this cover equipment hired from or loaned to others?
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Published on Insure24 | Commercial Insurance for Specialist Operations
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Published: 2025 | Updated: November 2025 | Reading Time: 12 minutes
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