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Insure24 is a commercial insurance broker. We can help businesses organise and present information about their equipment, operations, locations, responsibilities and controls to suitable insurer markets. Availability, cover and terms depend on the individual risk, disclosure, underwriting and policy wording.
This page provides general information only. Examples of equipment, events and policy sections do not confirm that a particular risk, activity, loss or cost will be accepted or covered.
Commercial insurance broker support for combined marine risks
An All-In-One Marine Equipment & Vessel Protection Package
Marine businesses often operate both vessels and high-value equipment. A combined policy may bring selected risks into one contract, but the insured assets, activities, sections, limits and exclusions depend on underwriting and the agreed wording.
What’s Included in a Combined Marine Equipment Policy
Selected operational risks may be discussed within one proposed package. Do not assume every asset, activity or event is covered.
- Vessel hull & machinery insurance
- Onboard equipment & tools
- Deck machinery, cranes & winches
- Marine plant & specialist machinery
- Breakdown cover (optional)
- Theft, fire, weather & accidental damage
- Public liability for marine operations
- Employer’s liability for crew & workers
- Pollution liability & clean-up costs
- Towage, dredging & offshore support (optional)
Who Is a Combined Marine Equipment Policy For?
Ideal for businesses that operate vessels alongside valuable equipment.
- Workboat & barge operators
- Marine civil engineering companies
- Port & harbour service providers
- Marine construction & offshore contractors
- Diving support vessels & ROV operators
- Marine plant & equipment hire companies
- Salvage, dredging & towage operators
- Survey vessels & inspection craft
Why Choose a Combined Policy?
Coordinate underwriting information and simplify insurance administration across multiple marine assets.
- One coordinated broker submission, renewal and claims contact route where suitable
- Help identify potential gaps between different asset types
- May simplify how selected marine risks are presented for insurer review
- Consistent disclosure of vessel, equipment and machinery exposures
- Easier administration for marine operators
- Customisable for complex or multi-vessel operations
- Can include transit and storage exposures for insurer review
FREQUENTLY ASKED QUESTIONS
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What assets can be included in a combined marine policy?
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Can a combined policy simplify marine equipment insurance arrangements?
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Does a combined policy cover crew and public liability?
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Can the policy cover more than one vessel?
Related Covers
Continue with related marine-equipment pages on package design, liability, transit, pollution and breakdown extensions.