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An All-In-One Marine Equipment & Vessel Protection Package
Marine businesses often operate both vessels and high-value equipment. A combined policy protects everything under a single insurance contract - reducing cost, simplifying administration, and ensuring seamless cover for multi-risk marine operations.
What’s Included in a Combined Marine Equipment Policy
All major operational risks covered in a single package.
- Vessel hull & machinery insurance
- Onboard equipment & tools
- Deck machinery, cranes & winches
- Marine plant & specialist machinery
- Breakdown cover (optional)
- Theft, fire, weather & accidental damage
- Public liability for marine operations
- Employer’s liability for crew & workers
- Pollution liability & clean-up costs
- Towage, dredging & offshore support (optional)
Who Is a Combined Marine Equipment Policy For?
Ideal for businesses that operate vessels alongside valuable equipment.
- Workboat & barge operators
- Marine civil engineering companies
- Port & harbour service providers
- Marine construction & offshore contractors
- Diving support vessels & ROV operators
- Marine plant & equipment hire companies
- Salvage, dredging & towage operators
- Survey vessels & inspection craft
Why Choose a Combined Policy?
Save money, reduce risk and simplify insurance across multiple marine assets.
- One insurer - one renewal - one claims process
- Avoid gaps in cover across different asset types
- Often cheaper than separate policies
- Consistent cover for vessel + equipment & machinery
- Easier administration for marine operators
- Customisable for complex or multi-vessel operations
- Can include transit and storage cover
FREQUENTLY ASKED QUESTIONS
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What assets can be included in a combined marine policy?
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Is a combined policy cheaper than separate policies?
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Does a combined policy cover crew and public liability?
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Can the policy cover more than one vessel?
Related Covers
Continue with related marine-equipment pages on package design, liability, transit, pollution and breakdown extensions.

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