Commercial Fishing & Fishing Gear Insurance

Protecting fishing vessels, crews, nets, winches, tools & commercial fishing equipment

Insure24 is a commercial insurance broker. We can help businesses organise and present information about their equipment, operations, locations, responsibilities and controls to suitable insurer markets. Availability, cover and terms depend on the individual risk, disclosure, underwriting and policy wording.

This page provides general information only. Examples of equipment, events and policy sections do not confirm that a particular risk, activity, loss or cost will be accepted or covered.

Commercial insurance broker support for fishing vessel gear risks

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  • Aviva insurance logo
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  • RSA insurance logo
  • Zurich insurance logo
  • NIG insurance logo

Specialist Insurance for Commercial Fishing Operations

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    FISHING VESSELS

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    NETS & GEAR

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    MARINE EQUIPMENT

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    CREW SAFETY

What This Insurance Covers

Commercial fishing comes with unique risks - vessel damage, equipment loss, harsh weather, mechanical failure and operational hazards. This insurance protects against financial losses affecting fishing boats, equipment, catch containers, onboard systems and crew operations.

Whether you operate a single inshore vessel or a multi-boat commercial fleet, the relevant insurance questions depend on the vessels, gear, activities, responsibilities and policy wording.

Main Covers for Fishing Vessels & Gear

Policies can be customised for vessel type, fishing method, waters operated in and equipment value.


  • Hull & Machinery Insurance - vessel damage, engine failure, storm loss
  • Fishing Gear Cover - nets, lines, pots, winches, tackle, buoys
  • Gear Loss at Sea - accidental loss, snagging, collision
  • Navigational Equipment - sonar, radar, GPS, electronics
  • Crew Personal Accident Insurance
  • Catch Loss - spoilage, fire, storage failure
  • Protection & Indemnity (P&I) - liability for crew, passengers & third parties
  • Pollution & Wreck Removal
  • Tools & Equipment Insurance
  • Inshore / Offshore Fishing Cover

Common Risks for Commercial Fishing Operators


  • Storm damage & rough sea conditions
  • Loss of nets, pots, lines or trawl equipment
  • Grounding, collision or engine damage
  • Crew injury or medical emergencies
  • Catch contamination or spoilage
  • Damage to navigation electronics
  • Liability for pollution or debris
  • Fire, theft or vandalism in harbour

Why Fishing Operators Choose Insure24


  • Experienced marine & fishing insurance specialists
  • Tailored policies for vessel types & fishing methods
  • Cover available for high-risk and offshore operations
  • Premiums, payment options and terms depend on the risk and underwriting
  • Document requirements and issue times depend on the insurer and policy arrangements
  • Dedicated support for claims at sea or in port

FREQUENTLY ASKED QUESTIONS

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Does this cover fishing gear lost at sea?

Yes - policies can include accidental loss of nets, pots, lines and trawl equipment due to snagging, collision or harsh sea conditions.

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Can I insure multiple vessels under one policy?

Yes - fleet policies are available for multi-vessel commercial fishing businesses.

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Does this include crew accident insurance?

Crew personal accident cover is available as an add-on to protect crew during fishing operations.

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Are navigation electronics included?

Yes - sonar, radar, GPS, depth sounders and other marine electronics can be insured.

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Does this cover vessel damage in harbour?

Yes - accidental damage, fire, theft and vandalism while moored in port can be included.

Related Covers

Keep fishing and vessel operators focused on related marine-equipment pages covering gear, electronics, hull comparisons, breakdown and package cover.