Liability, Pollution & Environmental Risk Cover

CALL FOR EXPERT ADVICE
GET A QUOTE NOW

Third-party liability, environmental damage, pollution incidents & clean-up costs for marine operators

CALL FOR EXPERT ADVICE
GET A QUOTE NOW

Specialist Marine Liability & Pollution Insurers

Environmental & Liability Protection for Marine Operations

  • THIRD-PARTY LIABILITY

  • POLLUTION & SPILLS

  • COLLISION DAMAGE

  • ENVIRONMENTAL LIABILITY

What This Insurance Protects Against

Marine operators face significant liabilities - from collisions and third-party damage to pollution events, fuel spills, debris release and environmental contamination. Clean-up costs and regulatory penalties can be financially devastating without specialist cover.

This policy protects against legal liability, compensation claims, environmental damage, clean-up obligations and other third-party risks arising from marine operations.

What Liability & Pollution Cover Includes

Flexible limits for fishing vessels, workboats, commercial fleets, harbour operators & marine contractors.


  • Third-party liability - injury, property damage, compensation claims
  • Pollution liability - oil spills, debris release, fuel leaks
  • Environmental damage costs - contamination, clean-up expenses
  • Wreck removal - mandatory removal costs if a vessel sinks
  • Cargo or catch contamination
  • Damage to underwater cables / infrastructure
  • Collision liability - with other vessels, docks or harbour structures
  • Legal defence costs included
  • Optional: Fines & penalties cover (where insurable)
CALL FOR EXPERT ADVICE
GET A QUOTE NOW

Common Marine Liability & Pollution Risks


  • Fuel spills during refuelling operations
  • Collision with another vessel or harbour wall
  • Oil leakage from engine failure or hull damage
  • Crew causing third-party injury or damage
  • Environmental damage due to debris or waste discharge
  • Damage to underwater cables, pipelines or protected habitats
  • Wreck removal obligations after sinking
  • Contamination of cargo or stored catch
CALL FOR EXPERT ADVICE
GET A QUOTE NOW

Why Marine Operators Choose Insure24


  • Specialist marine liability & pollution cover
  • Tailored solutions for fishing vessels & commercial fleets
  • Fast claims support for spills, collisions or environmental losses
  • Flexible limits to meet regulatory requirements
  • Expert guidance on compliance & risk mitigation
CALL FOR EXPERT ADVICE
GET A QUOTE NOW

“When a hydraulic leak caused a slick in the harbour, Insure24 handled the clean-up costs and third-party claims quickly.”

Harbour Operations Manager

FREQUENTLY ASKED QUESTIONS

+-

Does this cover fuel or oil spills?

Yes - pollution liability covers accidental oil and fuel spills, including clean-up and environmental recovery costs.

+-

Does it include collision liability?

Yes - damage caused to other vessels, docks or harbour structures is covered.

+-

Are environmental fines covered?

Some policies may cover certain fines or penalties where legally insurable. Restrictions apply.

+-

Does this include wreck removal?

Yes - mandatory wreck removal is included in many marine liability policies.

+-

Is this required by harbour authorities?

Many ports and fishery authorities require minimum liability & pollution cover for commercial vessels.

Related Blogs

Marine Equipment Maintenance & Insurance Compliance

The maritime industry operates in one of the most challenging environments on earth. Saltwater corrosion, extreme weather conditions, constant mechanical stress, and the sheer complexity of modern …

Equipment Failure at Depth: Insurance Coverage

By Insure 24

Equipment Failure at Depth: Insurance Coverage

When operating in subsea environments, offshore installations, or deep excavation projects, equipment failure at depth presents unique challenges and potentially catastrophic financial consequences. Underst…

Tether Failure: Risk Management & Insurance

By Insure 24

Tether Failure: Risk Management & Insurance

When operating equipment that relies on tethering systems, the consequences of failure can be catastrophic. From construction sites to marine operations, telecommunications installations to industrial faci…

ROV Loss: How to Prevent & Insure Against It

By Insure 24

ROV Loss: How to Prevent & Insure Against It

Remotely Operated Vehicles (ROVs) represent a significant capital investment for businesses operating in subsea, offshore, and underwater inspection industries. These sophisticated pieces of equipment can…

Subsea Equipment Damage: Common Causes & Prevention

The subsea industry operates in one of the most challenging environments on Earth. Equipment deployed beneath the ocean's surface faces extreme pressures, corrosive saltwater, unpredictable current…

Top 10 Marine Equipment Insurance Claims & Prevention

Marine equipment represents a significant investment for businesses operating in maritime sectors, from commercial fishing operations to marine construction and offshore services. Understanding t…

Aquaculture Equipment Insurance: Fish Farming Coverage

The aquaculture industry has experienced remarkable growth over the past decade, with fish farming operations expanding to meet global demand for sustainable seafood. As these operations become more…

ROV Operator Insurance: Specialist Coverage

By Insure 24

ROV Operator Insurance: Specialist Coverage

Remotely Operated Vehicle (ROV) operators face unique challenges in their daily operations, from deep-sea exploration to underwater infrastructure inspection. The specialized nature of ROV work demands equally…

Subsea Engineering Firm Insurance: Engineering Services

The subsea engineering sector represents one of the most technically demanding and high-risk areas of the engineering industry. Operating in extreme underwater environments, subsea engineering firm…

Cold Water Equipment Insurance: Arctic & North Sea

Operating equipment in the Arctic and North Sea presents some of the most challenging conditions in the world. Extreme cold, ice formation, harsh weather, and remote locations create unique risks th…

Shallow Water Equipment Insurance: Coastal Operations

Operating equipment in shallow water environments presents unique challenges and risks that require specialized insurance coverage. Whether you're involved in marine construction, dredging, coastal m…

Deep Water Equipment Insurance: Ultra-Deep Operations

Published on Insure24 | Commercial Insurance for Specialist Operations

 

Introduction: The Complexity of Ultra-Deep Water Operations

Ultra-deep water operations represent some of the most cha…

Platform Commissioning Insurance: New Platform Setup

Introduction

Setting up a new platform—whether it's an industrial manufacturing system, digital infrastructure, logistics network, or technology platform—represents a significant investme…

ROV Insurance: Types, Coverage & Costs Explained

By Insure 24

ROV Insurance: Types, Coverage & Costs Explained

Published: 2025 | Updated: November 2025 | Reading Time: 12 minutes

Remotely Operated Vehicles (ROVs) represent significant investments for marine, offshore, and inspection operations. …

AUV Insurance: Autonomous Underwater Vehicle Coverage

Introduction

Autonomous Underwater Vehicles (AUVs) represent a revolutionary leap in marine technology, enabling businesses to conduct deep-sea exploration, environmental monitoring, offshore infras…

Marine Equipment Insurance Claims: Step-by-Step Process

Marine equipment insurance protects one of your most valuable business assets. Whether you operate fishing vessels, cargo ships, offshore platforms, or maritime support equipment, understanding the…

What Is Marine Equipment Insurance? Complete UK Guide

 

Introduction

Marine equipment insurance is a specialized form of commercial insurance designed to protect businesses that operate, own, or rely on maritime equipment and machinery. Whether y…