Marine equipment operates in demanding environments - at sea, dockside, offshore or during transit between locations. Having the right insurance in place ensures your assets, operations and revenue streams remain protected.
This guide helps you understand the key factors insurers look at, including policy limits, deductibles, transit vs operational cover, and risk-specific adjustments tailored to your equipment type and usage.
How do I choose the right sum insured for my equipment?
Should I choose transit cover or operational cover?
What deductible should I choose?
Are there special rules for high-risk regions?
Does storage on deck or dockside change the cover needed?
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Published on Insure24 | Commercial Insurance for Specialist Operations
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Published: 2025 | Updated: November 2025 | Reading Time: 12 minutes
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