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Holiday Camp Insurance

Holiday camp insurance for accommodation and leisure operators where guests, staff, facilities, catering, entertainment, activities and seasonal income all need coordinated protection.

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Insurers We Work With

We work with a panel of UK insurers to help compare suitable cover options for a wide range of businesses.

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  • Aviva insurance logo
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  • RSA insurance logo
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  • NIG insurance logo

Holiday Camp Insurance

Holiday camps can combine several insurance profiles in one site: guest accommodation, leisure facilities, catering, bars, entertainment, activity programmes, grounds, maintenance teams and seasonal staffing.

The right policy should reflect how the camp operates, whether guests stay overnight, what activities are provided, whether alcohol or catering is offered, and how much income depends on peak-season trading.

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Who usually needs holiday camp insurance?

Typical holiday camp operators

  • Family holiday camps, holiday centres and activity-led accommodation sites.
  • Operators with chalets, lodges, cabins, static units, dormitories or mixed guest accommodation.
  • Sites offering entertainment, sports, children's clubs, catering, bars, arcades or organised activities.
  • Seasonal leisure businesses with employed staff, contractors, maintenance teams and guest facilities.

Why the category matters

  • Guest injury exposure can come from accommodation, leisure facilities, paths, play areas and events.
  • Accommodation, catering, bars and entertainment can each change insurer appetite.
  • Peak-season closure after fire, flood, storm or outbreak can create serious interruption losses.
  • Safeguarding, supervision, activity risk and contractor management may need clear documentation.

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Common holiday camp insurance sections

  • Public liability for guest injury, visitor claims, slips, trips, property damage and activity incidents.
  • Employers liability for reception, hospitality, housekeeping, grounds, entertainment, maintenance and activity staff.
  • Buildings, contents, guest accommodation, leisure equipment, catering equipment, stock and money cover.
  • Business interruption for insured damage, storm, flood, fire, loss of utilities or closure affecting bookings.
  • Event, entertainment, cyber, commercial vehicle, legal expenses, loss of licence and treatment or activity extensions where relevant.

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How this page connects to hospitality and caravan park insurance

If the site is primarily a caravan, lodge or camping site, compare holiday park insurance and caravan park insurance alongside this page.

If the main exposure is food, drink or entertainment, keep hospitality insurance, licensed premises insurance and venue insurance in view as part of the programme design.

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Answer a few quick questions to find the right cover for your business.

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What insurers usually ask for

Site and guest details

  • Accommodation type, maximum occupancy, season length and annual guest numbers.
  • Facilities such as pools, play areas, gyms, bars, restaurants, arcades and entertainment venues.
  • Activities offered, supervision arrangements, safeguarding processes and risk assessments.
  • Claims history, fire protections, security, utilities, flood exposure and storm resilience.

Business operation

  • Turnover split between accommodation, catering, bars, activities, events and retail.
  • Staff numbers, seasonal workers, contractors, entertainers and subcontracted activity providers.
  • Booking systems, deposits, cancellation terms and business interruption requirements.
  • Vehicle use, guest transport, maintenance equipment and any off-site activities.

Get the Right Insurance for Your Business

Answer a few quick questions to find the right cover for your business.

Start Your Quote

Not sure what cover you need? Get a quick recommendation

CALL FOR EXPERT ADVICE GET A QUOTE NOW

Frequently Asked Questions

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Is holiday camp insurance different from holiday park insurance?

It can be. Holiday camp insurance often places more emphasis on organised activities, entertainment, catering, staffing and guest facilities, while holiday park insurance may focus more on pitches, static units, lodges and park infrastructure.

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Can activities and entertainment be included?

Often yes, but insurers need to know exactly what activities, entertainment and supervision arrangements are in place.

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Does holiday camp insurance include business interruption?

It can include business interruption, which can be important where a fire, flood, storm or other insured event disrupts bookings during peak season.

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Do holiday camps need employers liability?

Usually yes if the camp employs staff, including seasonal workers, hospitality teams, cleaners, activity leaders, maintenance workers or administrators.

Bar Insurance Related Links

These pages are designed to strengthen the bar insurance authority map and push users between the main hub, niche venue pages, risk pages and support guides.

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Niche Bar Pages

Hospitality & Leisure Services

Risk and Cover Pages

Support Guides

Location Pages