Catering Equipment Installation & Maintenance Insurance

Catering equipment installation and maintenance insurance is designed for engineers, contractors and service businesses that install, repair, maintain or service commercial kitchen equipment, food service equipment and hospitality premises equipment.

The right cover should reflect whether work involves electrical equipment, gas appliances, refrigeration, extraction, dishwashers, ovens, fryers, coffee machines, food preparation equipment, emergency call-outs, subcontractors or work at client premises.

What Can Catering Equipment Installation Insurance Cover?

• Public liability insurance for injury and third-party property damage claims
• Products liability and completed-work liability for supplied, fitted or repaired equipment
• Employers' liability insurance where staff, apprentices or labour-only subcontractors are used
• Tools, test equipment, stock, parts, goods in transit, own plant and hired-in plant
• Professional indemnity, contract works, legal expenses, commercial vehicle and business interruption cover where required

Typical Installation and Maintenance Risks

• Damage to customer premises, flooring, counters, utilities, appliances or connected equipment
• Fire, gas, electrical, water escape, refrigeration failure and food spoilage allegations
• Injury risks from manual handling, hot surfaces, sharp equipment, height work and confined kitchen spaces
• Faulty workmanship, missed servicing, certification disputes or breakdown following maintenance work
• Theft of tools, parts, diagnostic equipment and materials from vans or client sites

Related Hospitality Cover

Catering equipment installers may also need to compare hospitality insurance, catering equipment manufacturing insurance, catering equipment wholesale insurance, restaurant insurance and commercial kitchen cleaning insurance.

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