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Catering Ex Mobile Vans Insurance
Catering ex mobile vans insurance is designed for caterers that provide food services without operating mobile catering vans. This can include fixed-site caterers, event caterers, contract caterers, kitchen-based caterers, buffet suppliers, venue caterers, market-stall caterers and businesses using hired venues or customer premises.
The right cover should reflect how food is prepared, stored, transported and served, whether alcohol is supplied, whether staff are employed, and whether work takes place at your premises, client premises, event venues or temporary stalls.
What Can Catering Ex Mobile Vans Insurance Cover?
- Public liability insurance for guest injury and third-party property damage claims
- Products liability insurance for food poisoning, contamination and allergen-related allegations
- Employers' liability insurance where staff, casual workers or helpers are employed
- Stock, catering equipment, refrigeration, contents, fixtures, fittings and portable items
- Goods in transit, business interruption, legal expenses, cyber and commercial vehicle cover where required
Typical Non-Mobile-Van Catering Risks
- Food contamination, allergen mistakes, chilled-stock failure and hygiene allegations
- Burns, slips, trips, spillages, hot equipment, knives, gas bottles and temporary service areas
- Damage to venues, hired equipment, customer premises or third-party property
- Theft or damage affecting catering equipment, stock, refrigeration and event supplies
- Venue or organiser requirements for liability limits, food safety controls and contract conditions
Related Hospitality Cover
Non-mobile-van caterers may also need to compare hospitality insurance, licensed catering insurance, unlicensed catering insurance, restaurant insurance and cafe insurance.