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Catering Equipment Supply Insurance
Catering equipment supply insurance is designed for businesses that sell, supply, import, distribute or store commercial kitchen equipment, food service equipment, refrigeration, appliances, utensils, spare parts and hospitality premises equipment.
The right cover should reflect whether the business trades online, from a showroom, through a warehouse, as a distributor, as an importer, or alongside installation, demonstration, delivery or after-sales support.
What Can Catering Equipment Supply Insurance Cover?
- Public liability insurance for customer injury and third-party property damage claims
- Products liability insurance for supplied equipment, parts, appliances and accessories
- Stock, contents, showroom, warehouse, fixtures, fittings and business equipment
- Goods in transit, delivery activity, tools, samples and demonstration equipment
- Employers' liability, cyber, legal expenses, product recall support and business interruption where required
Typical Catering Equipment Supplier Risks
- Faulty, damaged, incorrectly specified or unsuitable equipment supplied to hospitality customers
- Imported or own-labelled equipment where UK product liability may sit with the supplier
- Stock theft, warehouse damage, showroom accidents, forklift use and delivery losses
- Advice, demonstrations, installation referrals, warranties and after-sales support disputes
- Online sales, payment systems, customer data and supplier-chain interruption
Related Hospitality Cover
Catering equipment suppliers may also need to compare hospitality insurance, catering equipment wholesale insurance, catering equipment installation and maintenance insurance, catering equipment manufacturing insurance and restaurant insurance.