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Construction involves high-risk environments, subcontractors, heavy machinery and multiple project stakeholders. This guide explains the key insurance policies every UK construction company should consider.
Covers needed by almost every construction company operating in the UK.
Different roles come with different responsibilities - and different insurance needs.
What insurance is legally required for construction companies?
What is the most important insurance for contractors?
Do subcontractors need their own insurance?
Is Professional Indemnity required for construction companies?
Can insurance be combined into one policy?
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Published on 4 November 2025 | Reading time: 12 minutes
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