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HIRED-IN PLANT & MACHINERY INSURANCE
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THEFT & DAMAGE COVER
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HIRERS’ LIABILITY PROTECTION
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PLANT & MACHINERY REPLACEMENT
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REPAIR & HIRE COSTS COVERED
Protect Against Costly Hire Charges and Damage Liabilities
Most hire agreements make you fully responsible for the plant while in your possession. Hired-in Plant Insurance protects you against unexpected losses, repair costs, and ongoing hire charges following damage or theft.
What Does Hired-In Plant Insurance Cover?
Essential cover to protect contractors from the financial risk of rented machinery.
- Theft of hired plant or machinery
- Accidental damage to equipment
- Damage while in transit or on-site
- Repair costs after an incident
- Loss or damage from fire, flood, storm
- Ongoing hire charges after damage
- Replacement costs for total loss
- Cover for short-term or long-term hire
- Optional breakdown extensions
- Wide cover accepted by major hire firms
Who Needs Hired-In Plant & Machinery Insurance?
Any contractor renting tools, machines, or heavy equipment is responsible for their safety.
- Groundworkers & Civil Engineers
- Builders & Construction Contractors
- Roofing & Scaffolding Firms
- Landscapers & Fencing Contractors
- Plant Operators & Machinery Hirers
- Demolition & Excavation Contractors
- Paving & Surfacing Contractors
- Fit-out & Refurbishment Teams
- Self-employed trades hiring machinery
- Contractors working to tight deadlines
Why Contractors Choose Insure24
- Flexible limits to meet hire contract requirements
- Short-term & long-term hire cover available
- Accepted by major plant hire companies
- Competitive premiums for all contractor types
- Fast documentation for site sign-in and hire agreements
- Cover for small tools & large plant equipment
- Optional cover for continuing hire charges
- Specialist support from construction insurance experts
- Add-ons available for breakdown & increased limits
- UK-wide cover for contractors & trades
FREQUENTLY ASKED QUESTIONS
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Do I really need Hired-In Plant Insurance?
Yes. Most hire companies make you fully responsible for any loss,
damage or theft to the machinery while in your possession.
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What counts as “plant” or “machinery”?
Plant includes excavators, diggers, dumpers, rollers, telehandlers,
access platforms, generators, towers, small tools and other machinery.
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Does the policy cover continuing hire charges?
Yes, most hired-in plant policies include cover for ongoing hire charges
if the machinery cannot be returned due to loss or damage.
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Is this different from Owned Plant insurance?
Yes - Owned Plant covers machinery you own, while Hired-In Plant covers
equipment you rent from a hire company.
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Can this be added to a Contractors' All Risks policy?
Yes. Most Contractors’ All Risks (CAR) policies allow Hired-In Plant
extensions with flexible limits.
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Do I really need Hired-In Plant Insurance?
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What counts as “plant” or “machinery”?
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Does the policy cover continuing hire charges?
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Is this different from Owned Plant insurance?
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Can this be added to a Contractors' All Risks policy?
Related Covers
Hired-in plant pages work best when they connect users into owned plant, contract works, site risks and contractor operations. These links keep plant-focused intent focused on related construction insurance pages.