PUBLIC LIABILITY (PL)
PROFESSIONAL INDEMNITY (PI)
CONTRACTORS ALL RISK (CAR)
RISK MANAGEMENT
Public Liability, Professional Indemnity and Contractors All Risk insurance each protect construction businesses in different ways. Knowing which one you need - and when - is essential for compliance, contract requirements and financial protection.
This guide explains the differences in simple terms, helping contractors, trades, developers and consultants choose the right combination of cover.
Protection if your work causes injury or property damage to others.
“We didn’t know the difference between PI, PL and CAR - Insure24 explained it clearly and made sure we had the right cover for each project.”
Michael R., Building ContractorDo I need all three types of insurance?
Is Professional Indemnity only for architects and engineers?
Does CAR include tools and plant?
Is Public Liability enough for most builders?
Do main contractors require PI or CAR from subcontractors?
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