STRUCTURAL FRAME
LATENT DEFECTS
10–12 YEAR COVER
LENDER APPROVED
Latent Defects Insurance provides long-term protection against structural issues that only become apparent years after completion - covering defects in design, materials or workmanship that lead to major structural failure or water ingress. Essential for mortgages, warranties, and to protect your reputation.
Protects the structure long after the contractor’s liability period ends.
After completion, the main contractor is no longer responsible for defects under their normal insurance. Structural warranties ensure long-term protection for future owners, lenders and investors - and are essential for the sale, handover and funding of most new-build homes.
Insure24 secured our structural warranty quickly so we could proceed with lender funding. The process was smooth and the technical inspections were extremely helpful.
Daniel M, Residential DeveloperWhat is Latent Defects Insurance?
Is structural warranty insurance mandatory?
How long does Latent Defects Insurance last?
Does it replace the contractor’s liability insurance?
Can I get a warranty for conversions or refurbishments?
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