Many construction firms rely heavily on subcontractors. But if they cause injury or damage, responsibility may still fall on the main contractor - especially where contracts transfer liability or require you to hold specific insurance limits. Proper subcontractor controls and contractual liability cover can protect your business from expensive disputes and claims.
Insurers treat these very differently - so your cover must match how you use subcontractors.
Many construction contracts transfer risk to the contractor - even if the subcontractor causes the problem.
Good controls reduce risk and help insurers offer better terms.
Am I liable for my subcontractors’ actions?
Does my public liability policy automatically cover subcontractors?
What is contractual liability and why does it matter?
What subcontractor documents should I check?
Can Insure24 review my contracts to help identify liability risks?
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