Warehouses, Storage & Distribution Combined Insurance

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Specialist combined insurance protection for warehouse operators, storage depots, fulfilment centres and logistics businesses.

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We compare quotes from leading insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

SPECIALIST COMBINED COVER FOR WAREHOUSES & LOGISTICS

Protect your warehouse operations from stock loss, equipment breakdown, fires, floods, liability risks and operational disruption.

Whether you store, pick-and-pack, distribute or fulfil orders, your operation faces unique risks. A combined policy protects your building, stock, staff, vehicles, customers’ goods and your financial continuity.

Key Covers Included

Comprehensive protection for warehouse, storage and distribution operations.

  • Buildings, warehouse units, contents & racking
  • Stock cover (including high-value & temperature-controlled goods)
  • Goods in Transit – between sites or to customers
  • Business interruption following fire, flood or machinery breakdown
  • Employers’ liability for warehouse operatives and forklift drivers
  • Public liability for site visitors & contractors
  • Product liability (for repackaged or distributed goods)
  • Forklift, conveyor & machinery cover
  • Cyber cover for warehouse management systems
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Common Risks for Warehouses & Logistics Businesses

Property & Stock Exposures

  • Fire, flood & storm damage to premises
  • Stock theft, damage or misplacement
  • Pallet racking collapse
  • Temperature control failure (chill/frozen goods)
  • Damage to customers’ goods in storage

Operational & Liability Risks

  • Forklift accidents & employee injury
  • Vehicle movements & loading bay collisions
  • System outages affecting fulfilment
  • Cyber risks in WMS / barcode systems
  • Public liability for visitors, drivers & contractors
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Why Choose Insure24

  • Specialist knowledge of warehouse & distribution risks
  • Access to major UK insurers with logistics expertise
  • Fast quotes for single or multi-site operations
  • Competitive pricing & flexible cover limits
  • Dedicated claims and support teams
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“Insure24 helped us secure comprehensive cover for our warehouse operation - fast, clear and competitive.”

Logistics Operations Director

UNIQUE INSURANCE
TAILORED FOR WAREHOUSE & LOGISTICS OPERATIONS

PROTECT YOUR BUSINESS

  • Damage to warehouses, racking & machinery
  • Stock loss, spoilage or contamination
  • Goods held for customers & third parties
  • Loss of gross profit following disruption
  • Legal liabilities to staff, visitors & customers
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FREQUENTLY ASKED QUESTIONS

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What is Warehouse & Distribution Combined Insurance?

A single policy combining property, stock, liability, business interruption and specialist logistics-related cover for storage, fulfilment and distribution operations.

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Does it cover customers’ goods stored in my warehouse?

Yes - cover can include customers’ goods held in trust, including high-value or sensitive items.

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Is Goods in Transit included?

Yes, it can be included for movements between sites, customers or depots.

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Can you cover multiple warehouse locations?

Yes - multi-site and multi-stock policies are available.

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Do you cover forklift trucks and machinery?

Yes - forklifts, conveyors, robotics and warehouse machinery can be included.

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Do you insure temperature-controlled or chilled stock?

Yes - including breakdown of refrigeration units and deterioration of stock.

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