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SPECIALIST COMBINED COVER FOR WAREHOUSES & LOGISTICS
Protect your warehouse operations from stock loss, equipment breakdown, fires, floods, liability risks and operational disruption.
Whether you store, pick-and-pack, distribute or fulfil orders, your operation faces unique risks. A combined policy protects your building, stock, staff, vehicles, customers’ goods and your financial continuity.
Key Covers Included
Comprehensive protection for warehouse, storage and distribution operations.
- Buildings, warehouse units, contents & racking
- Stock cover (including high-value & temperature-controlled goods)
- Goods in Transit – between sites or to customers
- Business interruption following fire, flood or machinery breakdown
- Employers’ liability for warehouse operatives and forklift drivers
- Public liability for site visitors & contractors
- Product liability (for repackaged or distributed goods)
- Forklift, conveyor & machinery cover
- Cyber cover for warehouse management systems
Common Risks for Warehouses & Logistics Businesses
Property & Stock Exposures
- Fire, flood & storm damage to premises
- Stock theft, damage or misplacement
- Pallet racking collapse
- Temperature control failure (chill/frozen goods)
- Damage to customers’ goods in storage
Operational & Liability Risks
- Forklift accidents & employee injury
- Vehicle movements & loading bay collisions
- System outages affecting fulfilment
- Cyber risks in WMS / barcode systems
- Public liability for visitors, drivers & contractors
Why Choose Insure24
- Specialist knowledge of warehouse & distribution risks
- Access to major UK insurers with logistics expertise
- Fast quotes for single or multi-site operations
- Competitive pricing & flexible cover limits
- Dedicated claims and support teams
“Insure24 helped us secure comprehensive cover for our warehouse operation - fast, clear and competitive.”
Logistics Operations DirectorPROTECT YOUR BUSINESS
- Damage to warehouses, racking & machinery
- Stock loss, spoilage or contamination
- Goods held for customers & third parties
- Loss of gross profit following disruption
- Legal liabilities to staff, visitors & customers
FREQUENTLY ASKED QUESTIONS
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What is Warehouse & Distribution Combined Insurance?
A single policy combining property, stock, liability, business interruption and specialist logistics-related cover for storage, fulfilment and distribution operations.
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Does it cover customers’ goods stored in my warehouse?
Yes - cover can include customers’ goods held in trust, including high-value or sensitive items.
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Is Goods in Transit included?
Yes, it can be included for movements between sites, customers or depots.
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Can you cover multiple warehouse locations?
Yes - multi-site and multi-stock policies are available.
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Do you cover forklift trucks and machinery?
Yes - forklifts, conveyors, robotics and warehouse machinery can be included.
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Do you insure temperature-controlled or chilled stock?
Yes - including breakdown of refrigeration units and deterioration of stock.
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What is Warehouse & Distribution Combined Insurance?
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Does it cover customers’ goods stored in my warehouse?
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Is Goods in Transit included?
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Can you cover multiple warehouse locations?
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Do you cover forklift trucks and machinery?
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Do you insure temperature-controlled or chilled stock?
Related Warehouse And Logistics Guides
These are the strongest next pages when warehouse-and-logistics enquiries need comparing with package-policy structure, stock movement, premises exposure or wider business continuity decisions.
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