Products Liability & Goods-in-Transit Insurance

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Protect your business from claims arising from products you make, sell or distribute - and safeguard goods while being transported between sites or to customers.

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We compare quotes from leading insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

PROTECT YOUR PRODUCTS AND GOODS IN TRANSIT

  • Product liability icon

    PRODUCT LIABILITY

  • Transit icon

    GOODS IN TRANSIT

  • Cover icon

    DISTRIBUTION RISK

  • Loss icon

    LOSS & DAMAGE COVER

Why Product Liability & Transit Cover Matters

Whether you manufacture goods, import stock, distribute products, or transport items between locations, combined liability and transit protection is essential for safeguarding your reputation, finances and supply chain.

Product Liability – What’s Covered?

Protection against injury, damage or loss caused by goods you manufacture, sell or distribute.

  • Claims arising from faulty or defective products
  • Injury or illness caused by supplied goods
  • Property damage caused by your products
  • Cover for third-party manufactured items you sell
  • Legal defence costs included
  • Cover for goods you import under your own brand
  • Liability for installation or assembly errors
  • Product recall extensions (optional)
  • Worldwide cover available (excluding USA/Canada unless added)
  • Flexible limits from £1m–£10m+
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Goods-in-Transit Insurance – What’s Protected?

Ensures your stock, materials and products are covered while being transported across the UK.

  • Damage to goods in company vehicles
  • Loss or theft during transit
  • Courier or distribution losses
  • Goods moved between business premises
  • Stock in third-party vehicles (subject to policy)
  • Cover for fragile, high-value or vulnerable items
  • Loading/unloading incidents
  • Losses in storage during transit delays
  • Optional all-risks extensions
  • Flexible limits for high-value consignments
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Why Businesses Choose Insure24

  • Expert advisors in product and transit liability risks
  • Access to leading UK commercial insurers
  • Tailored cover for your supply chain
  • Competitive pricing for multi-risk bundles
  • Fast, responsive service
  • Support for importers, manufacturers & distributors
  • Flexible limits for single-site & multi-site businesses
  • Claims support for damaged or faulty goods
  • Cover options for UK, EU & international movement
  • Clear documentation & helpful guidance
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FREQUENTLY ASKED QUESTIONS

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What does product liability insurance cover?

It covers claims for injury, illness or property damage caused by products you manufacture, supply, import or distribute. Legal defence costs are usually included.

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Do I need transit cover if I use couriers?

Yes - courier compensation is often limited and may not cover the true value of your goods. Goods-in-Transit insurance ensures you are protected for loss, theft or damage.

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Is imported stock covered?

Yes - if you import products under your own brand, product liability applies to you as if you were the manufacturer.

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Can I cover high-value goods?

Yes - cover limits can be tailored for high-value consignments or specialist items requiring enhanced protection.

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Does the policy cover international transit?

International and marine transit extensions may be available, depending on insurer appetite and your goods type.

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