Multi-Location & Multi-Premises Cover Coordination

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Protect all your business sites under one coordinated Combined Insurance programme - ensuring consistent coverage, easy administration and reduced insurance gaps across your premises.

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We compare quotes from leading insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

COORDINATED COVER FOR MULTIPLE BUSINESS PREMISES

  • MULTI-SITE PROPERTY

  • CENTRALISED COVER

  • LIABILITY ACROSS ALL LOCATIONS

  • BUSINESS INTERRUPTION

Protect Every Premises Under One Strategy

Multi-premises operations face higher complexity and wider risks. Coordinated Combined Insurance prevents underinsurance, simplifies administration, and ensures consistent protection across all your locations.

Why Coordinated Multi-Premises Cover Matters

Ensure every location is properly insured and centrally managed for efficiency and peace of mind.


  • Central policy management for all locations
  • Consistent cover levels across multiple premises
  • Reduced admin and fewer renewal dates
  • Tailored sums insured by location
  • Avoids underinsurance and duplication of cover

  • Business interruption resilience planning
  • Flexible cover for opening or closing sites
  • Enhanced risk mapping across your estate
  • Support for insurer surveys
  • Seamless claims coordination across locations

Who Is Multi-Premises Cover Coordination For?

Ideal for businesses operating from two or more locations.


  • Retail chains & multi-branch stores
  • Logistics hubs & warehousing estates
  • Hospitality groups (restaurants, pubs, cafés)
  • Professional firms with regional offices
  • Manufacturing with multiple production units

  • Property management portfolios
  • Healthcare & care home groups
  • Educational institutions with multiple buildings
  • Franchise networks
  • Any business with dispersed operational sites

Why Multi-Premises Businesses Choose Insure24


  • Specialists in multi-location insurance structures
  • Access to leading UK commercial insurers
  • Tailored advice for complex estate footprints
  • Support with insurer requirements & risk surveys
  • Straightforward documentation & clear communication

  • Flexible policies that adapt as you grow
  • Streamlined mid-term adjustments
  • Premium savings through centralised purchasing
  • Dedicated account management
  • Fast quote turnaround & claims support

FREQUENTLY ASKED QUESTIONS

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What is Multi-Premises Insurance Coordination?

It is a structured combined insurance approach where all your locations are insured under one coordinated programme, ensuring consistent cover levels and centralised management.

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Can each site have different sums insured?

Yes. While the policy is centralised, each site can have its own sums insured, risk profile, and cover extensions if required.

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Does this reduce insurance costs?

Often yes - insurers may offer improved pricing when multiple sites are insured together under one programme.

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What happens when we open or close a site?

Insure24 will update your policy mid-term so new sites are added immediately, and closed locations are removed, ensuring continuous accurate cover.

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Can different types of locations be insured?

Yes - mixed estates such as offices, warehouses, retail units and industrial premises can all be insured within one coordinated programme.

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