Manufacturing & Light Industry Combined Insurance

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Protect your machinery, stock, workforce, and operations with a comprehensive combined insurance package for UK manufacturers.

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We compare quotes from leading insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

COMBINED INSURANCE THAT KEEPS YOUR PRODUCTION MOVING

  • Cover icon

    PROPERTY & MACHINERY

  • Liability icon

    LIABILITY COVER

  • Operations icon

    BUSINESS INTERRUPTION

  • Equipment icon

    TOOLS & EQUIPMENT

Why Manufacturing Businesses Need Combined Insurance

Manufacturing involves machinery, materials, employees, production lines, and complex risks. A combined insurance policy ensures all aspects of your operation are protected under one comprehensive package.

Core Covers for Manufacturing & Light Industry

Flexible combined cover designed for operational, machinery, liability, and production risks.


  • Buildings, plant & machinery cover
  • Stock, raw materials & finished goods
  • Contents, equipment & tooling
  • Goods in transit and distribution
  • Electronic equipment & diagnostics

  • Employers’ liability (£10m standard)
  • Public & products liability
  • Defective workmanship cover
  • Business interruption (loss of income)
  • Engineering breakdown extensions

Common Risks in Manufacturing & Light Industry


  • Machinery breakdown disrupting production
  • Fire & explosion risks from processes
  • Forklift, plant & equipment accidents
  • Employee workplace injuries
  • Legal liability arising from manufactured products

  • Damage to stock & raw materials
  • Supply chain disruption
  • Theft of tools, metals, equipment
  • Environmental & pollution exposures
  • Downtime leading to loss of income

Why Manufacturers Choose Insure24


  • Tailored policies for manufacturing risks
  • Experienced advisors who understand production processes
  • Competitive pricing from major UK insurers
  • Fast response and dedicated claims support
  • Flexible cover limits for growing operations

  • Cover for specialist machinery & tools
  • Options for multiple locations
  • Support for health & safety compliance
  • Stock, materials & goods in transit
  • Business continuity protection

FREQUENTLY ASKED QUESTIONS

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What is Manufacturing & Light Industry Combined Insurance?

It’s a single policy that combines property, machinery, liability, tools, stock, business interruption, and optional engineering breakdown cover - designed specifically for manufacturing operations.

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Does the policy cover machinery breakdown?

Yes - optional engineering breakdown extensions can be added depending on the machinery, production lines, and equipment you operate.

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Is products liability included?

Yes - this covers claims arising from items you manufacture, supply, or assemble.

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Does it include business interruption?

Yes - covering loss of income following a fire, equipment damage, or another insured event affecting production.

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Can multiple manufacturing sites be insured?

Yes - we can insure multiple premises, storage areas, workshops, and production facilities under one combined policy.

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