Business Equipment & Inventory in Transit / Goods-in-Transit Cover

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Protect your tools, equipment, stock and materials while they’re being moved, delivered or transported across the UK and abroad.

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We compare quotes from leading insurers

PROTECT YOUR GOODS WHILE THEY’RE ON THE MOVE

  • STOCK & MATERIALS

  • TOOLS & EQUIPMENT

  • DAMAGE & LOSS

  • THEFT IN TRANSIT

What Does Goods-in-Transit Insurance Cover?

Goods-in-Transit insurance protects your stock, tools, equipment, materials and business assets when they’re being transported - whether by your own vehicles, couriers, hauliers, or delivery partners. It covers accidental damage, theft, loss, loading/unloading incidents and vehicle-related risks that standard property insurance often excludes.

What’s Typically Covered?

Core protections available under a Goods-in-Transit or Equipment-in-Transit policy.

  • Loss, theft or damage while in transit
  • Damage during loading or unloading
  • Theft from unattended vehicles (conditions apply)
  • Damage following vehicle overturn or collision
  • Cover for own vehicles, couriers & third-party carriers
  • Tools, materials, stock & commercial equipment
  • Worldwide transit options (on request)
  • Temporary storage during transit
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Common Risks Faced by Businesses Transporting Goods

  • Theft from vans, lorries & unattended vehicles
  • Damage caused by sudden braking or overturning
  • Loss during transfer or unloading
  • Courier or subcontractor mishandling
  • Weather-related damage or water ingress
  • Accidental drops or manual handling incidents
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Why Choose Insure24 for Goods-in-Transit Insurance?

  • Specialist combined & transit-risk knowledge
  • Flexible limits for tools, stock & equipment
  • Cover for multi-vehicle or fleet operations
  • Bespoke options for couriers, trades & retailers
  • Fast quotes & excellent UK support
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“Our equipment-in-transit claim was handled quickly and professionally. Insure24 made the whole process straightforward and stress-free.”

Daniel M., Electrical Contractor

FREQUENTLY ASKED QUESTIONS

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What does Goods-in-Transit insurance cover?

It covers loss, theft or damage to goods, stock, tools or equipment while they’re being transported, loaded, unloaded or temporarily stored during transit.

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Does this cover theft from vehicles?

Yes, theft is covered, but insurers usually apply conditions such as locked vehicles, secure overnight parking or specific security requirements.

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Is loading and unloading included?

Yes, claims resulting from drops, slips, manual handling or mechanical unloading failures can be included depending on the insurer wording.

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Does this cover couriers, subcontractors or hauliers?

Yes, but limits may vary depending on whether you use your own vehicles, third-party carriers, or national courier networks. Extensions can be added.

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Is there cover outside the UK?

Yes. Policies can typically be extended for Europe or worldwide transport if required.

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