Contents, Stock & Business Equipment Insurance

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Protect your business contents, operational equipment and stock from theft, damage, fire, flood and accidental loss.

CALL FOR EXPERT ADVICE
GET A QUOTE NOW

We compare quotes from leading insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

COMPREHENSIVE PROTECTION FOR YOUR BUSINESS ASSETS

Insurance that protects what your business relies on most

Whether you store products, hold large quantities of stock, or use essential equipment and tools, this insurance ensures your assets are protected against theft, fire, flood, accidental damage and unexpected loss.

What Contents, Stock & Equipment Insurance Covers

Flexible cover options for all types of businesses and industries.


  • Theft or attempted theft of contents and equipment
  • Fire, flood, storm & accidental damage
  • Damage to stock, including high-value and bulk items
  • Portable equipment cover (tools, laptops, devices)
  • Equipment breakdown (optional)
  • Stock deterioration, contamination or spoilage
  • Cover for goods held at third-party premises
  • Contents at exhibitions, events & temporary locations
  • Seasonal increases for peak trading periods

Common Risks to Business Assets

Operational Risks


  • Stock damage or spoilage from leaks or environmental issues
  • Accidental damage to tools & essential equipment
  • Employee or contractor mishaps affecting equipment
  • Damage during transit or relocation
  • Breakdowns halting production or business continuity

Property & Security Risks


  • Theft or vandalism of contents or machinery
  • Fire & smoke damage
  • Flooding or storm damage to stored items
  • Unauthorised access & burglary
  • Damage to portable equipment off-site

Why Choose Insure24


  • Fast quotes tailored to your industry
  • Competitive pricing & flexible cover limits
  • Expert advisers who understand asset protection
  • Support across claims, renewals & adjustments
  • Cover suitable for startups through to large-scale operations
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“Insure24 made protecting our equipment and stock effortless. Fantastic service and very competitive pricing.”

Retail & Distribution Manager

PROTECT WHAT YOUR BUSINESS DEPENDS ON


  • Tools, machinery & essential equipment
  • Stock, inventory & materials
  • Portable equipment & electronics
  • Goods stored on-site or off-site
  • Loss of profit following asset damage

FREQUENTLY ASKED QUESTIONS

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What does Contents, Stock & Equipment Insurance cover?

It covers loss or damage to your business contents, tools, machinery and stock caused by theft, fire, flood, storms and accidental damage.

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Does this include portable equipment?

Yes - laptops, tools, handheld devices and portable assets can be covered anywhere in the UK.

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Is stock stored at another premises covered?

Yes - cover can extend to third-party warehouses, onsite storage units and temporary premises.

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Can I insure high-value tools or equipment?

Yes - high-value single items or groups of equipment can be insured under specific limits.

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Do you cover seasonal increases in stock?

Yes - seasonal stock uplift can be added to support peak trading periods.

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