Sportswear Manufacturing Insurance

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Protect your sportswear manufacturing business against risks such as product liability, premises damage, machinery breakdown, and business interruption with tailored insurance solutions.

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GET A QUOTE

We compare quotes from leading insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

Insurance Solutions for Sportswear Manufacturers

Safeguard Your Business and Growth

Sportswear manufacturing is an exciting and growing sector, but it also comes with specific risks. From raw material supply delays to product defects and potential factory incidents, having the right insurance coverage protects you against financial setbacks and legal liabilities.

At Insure24, we specialise in insurance solutions customised for your industry, combining comprehensive cover with competitive premiums and expert advice.

Key Coverages for Sportswear Manufacturing Insurance

Our tailored insurance policies include coverage designed to meet the unique needs of sportswear manufacturers.


  • Product Liability – Protects against claims of injury or damage caused by your products.
  • Public & Employers’ Liability – Covers legal costs and damages arising from injury to third parties or employees.
  • Premises Insurance – Covers buildings, stock, and contents from fire, theft, flood, and other perils.
  • Machinery Breakdown – Covers costs to repair or replace damaged manufacturing equipment.
  • Business Interruption – Reimburses for loss of income and fixed costs during covered business disruptions.
  • Goods in Transit – Protects raw materials and finished products while being transported.
  • Stock Cover – Protection for sportswear inventory including raw fabrics and finished goods.
  • Legal Expenses Insurance – Covers legal fees for contract disputes or regulatory matters.

Additional Optional Coverages


  • Equipment Breakdown – For specialised textile and stitching machinery.
  • Cyber Insurance – Protection against digital risks such as data breaches or cyberattacks.
  • Product Recall – Covers costs arising from recalling faulty or contaminated goods.
  • Environmental Liability – Protection against pollution claims at manufacturing sites.
  • Directors & Officers Insurance – Covers management against claims of wrongful acts.
  • Key Person Insurance – Safeguards the business if critical staff members are unable to work.
  • Employer’s Dishonesty & Fidelity – Protects against financial losses caused by employee fraud.
  • Health & Safety Liability – Covering claims resulting from workplace accidents.

The Importance of Product Liability Insurance

In the sportswear manufacturing industry, product liability insurance is essential. It protects your business if your products cause injury or damage to consumers or their property. This is especially relevant where sportswear is used in physically demanding environments.


Common Product Liability Risks

  • Defective or unsafe materials causing skin irritation or injury
  • Faulty manufacturing resulting in product failure
  • Incorrect labelling or care instructions leading to misuse
  • Inadequate quality assurance processes
  • Contamination during production

Product liability claims can be costly, involving legal fees, compensation payments, and possible product recalls.

How Insurance Protects You


Product liability insurance covers defence costs and compensation claims related to bodily injury or property damage caused by your products. It also helps manage recall costs and public relations to mitigate reputational harm.

Without insurance, your company would face significant financial exposure that can jeopardise long-term sustainability.

Business Interruption and Machinery Breakdown Coverage

Manufacturing machinery is central to your operations and any downtime can lead to significant financial loss. Our insurance solutions help protect you from unexpected breakdowns and interruptions.


Machinery Breakdown Insurance

This covers the cost to repair or replace essential manufacturing equipment including sewing machines, cutters, and dyeing machinery damaged by electrical faults, mechanical failure, or accidental damage.

  • Covers breakdowns, short-circuits, and explosion damage
  • Includes costs of hiring replacement machinery to reduce downtime
  • Protects against consequential losses due to equipment failure

Business Interruption Cover

This type of cover reimburses lost income and fixed expenses such as rent, staff wages, and utility bills if your operations are interrupted due to an insured peril like fire or machinery breakdown.

  • Compensates for revenue lost while premises or machinery are unusable
  • Includes additional expenses to speed up resumption of business
  • Options for extended coverage including dependent supplier disruption

Why Choose Insure24 for Your Sportswear Manufacturing Insurance?


  • Specialised Expertise – Our team understands the unique risks of sportswear manufacturing and crafts policies to fit.
  • Comprehensive Coverage – We offer broad protection, including optional add-ons tailored to your specific needs.
  • Competitive Quotes – We compare many leading insurers to secure the best rates for you.
  • Responsive Support – Expert advice and claims assistance when you need it most.
  • Simple Application – Fast and straightforward quote and buying process online or by phone.

Dedicated Service


From your first enquiry through claims management, our team is available to guide you. We ensure your insurance fits your current needs and grows with your business.

Our customer satisfaction is reflected in our reviews and long-standing insurer partnerships.

How to Get Your Sportswear Manufacturing Insurance


  • 1. Share Your Business Details – Tell us about your manufacturing processes, premises, and turnover.
  • 2. Receive Bespoke Quotes – We provide policy options tailored to your risk profile and budget.
  • 3. Customise Your Cover – Select optional extras like cyber or product recall insurance as needed.
  • 4. Purchase and Confirm – Simple and secure policy confirmation online or with support.
  • 5. Ongoing Support – Contact us anytime for policy reviews or after an incident.

Documents and Information Needed


  • Details of your business structure and ownership
  • Annual turnover and number of employees
  • Description of manufacturing processes and equipment used
  • List of premises, including leased or owned facilities
  • Previous claims history and loss experience
  • Existing health and safety or risk management policies

We can guide you through each step to ensure accuracy and a smooth application process.

FREQUENTLY ASKED QUESTIONS

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What types of insurance do sportswear manufacturers need?

Sportswear manufacturers typically require a combination of product liability, public and employers’ liability, premises insurance, machinery breakdown, stock cover, and business interruption insurance. Optional covers like cyber insurance and product recall can also be valuable depending on your business risks.

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How does product liability insurance protect my sportswear business?

Product liability insurance covers legal costs and damages if your sportswear products cause injury or property damage due to defects or unsafe design. It’s vital protection against costly claims and helps safeguard your brand reputation.

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What risks does business interruption insurance cover?

Business interruption insurance protects you against financial losses resulting from disruptions to your manufacturing operations caused by covered events such as fire, flood, or machinery breakdown. It reimburses loss of income and ongoing fixed expenses during the downtime.

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Do I need insurance for raw materials and stock?

Yes, stock insurance covers damage or loss of raw materials, work-in-progress, and finished goods stored on-site or in transit. Without this cover, your investment in materials could be at risk from theft, fire, or accidental damage.

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How can I get the best insurance deal for my sportswear business?

Working with comparison brokers like Insure24 lets you access multiple insurer quotes to find competitive pricing and coverage options that suit your needs. Providing full and accurate business information helps us tailor your policy effectively. Regularly reviewing your insurance ensures continued suitability as your business evolves.

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What should I do if I need to make a claim?

Contact Insure24 immediately by phone or email with details of the incident. We will guide you through the claims process, helping coordinate with your insurer and providing assistance to ensure a smooth resolution with minimum disruption.

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