Clothing manufacturers rely heavily on a range of specialised machinery and sewing equipment to ensure smooth production, from automated cutting machines to industrial sewing machines. When machinery breaks down, the resulting delays can be costly, hurt your reputation, and impact your bottom line.
Our Machinery & Sewing Equipment Breakdown insurance is designed to provide comprehensive cover to protect you from unexpected repair or replacement costs, lost income, and additional expenses incurred when equipment fails.
Machinery is the backbone of clothing manufacturing. Whether it’s knitting machines, overlockers, or pressing equipment, any unexpected breakdown can disrupt your workflow and cost you time and money. Many standard business insurance policies exclude breakdown of machinery, making specialist cover essential.
At Insure24, we understand the specific risks that face clothing manufacturers. Our policies are designed to offer comprehensive protection for your equipment and the business interruptions that follow breakdowns.
What types of equipment are covered under machinery breakdown insurance?
Does this insurance cover accidental damage or only breakdown?
Is business interruption included with machinery breakdown insurance?
How can I reduce the risk of machinery breakdown?
Will my policy cover breakdown caused by operator error?
Machinery & Sewing Equipment Breakdown insurance is one essential part of protecting your clothing manufacturing business. Consider these complementary coverages for comprehensive risk management:
Setting the right sum insured and policy limits is crucial to avoid underinsurance. We work with you to assess your machinery values and production impact to determine suitable limits. Consider also the indemnity period for business interruption cover.
Excess amounts – the portion of any claim you must bear – also affect premiums and claims experience. A higher excess usually reduces the premium but increases your out-of-pocket costs. We advise on an excess level balancing affordability and claims readiness.
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Even “simple” garments can cause injury or loss. In the UK, claims can arise from:
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