Combined Clothing Manufacturing Insurance Package

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Specialist insurance designed to protect your clothing manufacturing business from operational, liability, and financial risks all in one combined package.

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We compare quotes from leading insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

COMBINED INSURANCE THAT PROTECTS ALL YOUR BUSINESS NEEDS

Why Our Combined Package Suits Clothing Manufacturers

As a clothing manufacturer, your business faces a variety of risks from physical premises damage to product liability claims and interruption from unexpected events. Our combined insurance package offers comprehensive protection tailored to your sector, ensuring you only need one policy to cover all these bases.

Full Property and Stock Protection

Keep your factory, machinery, raw materials, and finished garments safe from fire, flood, theft, and accidental damage. Our policy covers your buildings, contents, and stock so you can recover quickly.

  • Cover for factory buildings and warehouses
  • Stock and raw materials insured against loss or damage
  • Machinery breakdown and repair costs covered
  • Business equipment and tools protection
  • Seasonal stock value adjustments supported
  • Employees' personal effects cover option
Clothing factory interior
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Comprehensive Liability Cover

Protect your business from legal claims arising from property damage, personal injury, or product liability related to your manufacturing activities.

  • Public liability for injury or damage to third parties
  • Product liability for garments supplied
  • Employers’ liability to cover your staff
  • Contingent motor liability for business vehicles
  • Legal defence costs included
  • Optional professional indemnity add-on available
Liability coverage
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Business Interruption Insurance

Keep your income flowing after unforeseen disruptions like fire, flood, or equipment breakdown with cover for loss of gross profit and fixed costs.

  • Loss of gross profit and increased expenditure
  • Cover for periods of partial or total shutdown
  • Cover for loss of contracts and supplier disruption
  • Option to include loss due to denial of access
  • Flexible indemnity periods to match your business cycle
  • Special cover for supplier failure-related loss
Business interruption
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Machinery and Equipment Breakdown Cover

Machinery breakdown can bring production to a halt. Our combined package includes cover for repair or replacement costs so you can quickly resume operations.

  • Cover for physical damage to machinery
  • Costs of repair or replacement of plant and equipment
  • Loss of income arising from breakage
  • Electrical and mechanical breakdown protection
  • Option to cover new machinery and upgrades
  • Rapid claims handling for minimal downtime
Machinery breakdown
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FREQUENTLY ASKED QUESTIONS

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What is a combined clothing manufacturing insurance package?

A combined clothing manufacturing insurance package bundles various essential covers such as property, liability, business interruption, and machinery breakdown into one convenient policy. This ensures comprehensive protection for your manufacturing operations, equipment, and legal responsibilities.

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Why do clothing manufacturers need combined insurance?

Clothing manufacturers face multiple risks from fire or theft at their premises, machinery breakdown, product liability claims, and interruption of production. Combined insurance covers these diverse risks within a single policy, simplifying management and often providing cost savings.

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What does the combined package cover for clothing manufacturers?

It typically covers your factory buildings and contents, stock and raw materials, machinery and equipment breakdown, product and public liability, employer’s liability, and business interruption losses. Additional options may include professional indemnity and cyber insurance.

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How is business interruption covered under this combined insurance?

Business interruption insurance protects your income and fixed expenses during periods where your production is halted due to insured events such as fire, flood, or equipment failure. The policy usually covers loss of gross profit, additional costs to resume operations, and may include supplier failure cover.

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Can I tailor the combined insurance package to my specific clothing manufacturing business?

Yes, our combined packages are flexible. You can adjust coverage levels and include additional options based on your factory size, equipment value, workforce, and specific risks. Our expert advisors will help customise your policy to fit your needs perfectly.

Why Choose Insure24 for Your Clothing Manufacturing Insurance?

At Insure24 we specialise in insurance solutions crafted specifically for the clothing manufacturing industry. Our combined insurance package offers you:

  • Expert advice tailored to clothing manufacturing risks
  • Access to quotes from multiple leading insurers
  • Competitive pricing with comprehensive coverage
  • Simple combined policy management reducing administration time
  • Fast claims handling backed by industry specialists
  • Flexible cover levels to suit businesses from startups to established factories
Insurance advice
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How to Get a Combined Clothing Manufacturing Insurance Package

Obtaining the right insurance package for your clothing manufacturing business is straightforward with Insure24. Here are the steps:

  • 1. Contact us via phone or online to discuss your business operations and risks.
  • 2. Receive a tailored quotation including combined cover options.
  • 3. Review coverage recommendations with our advisors and customise as needed.
  • 4. Finalise your policy and receive immediate confirmation of cover.
  • 5. Access ongoing support for claims or policy adjustments as your business evolves.
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"Insure24’s combined insurance package gave us confidence to focus on growing our factory without worrying about unexpected losses. The claims team handled our machinery breakdown swiftly and professionally."

James L., Manufacturing Director

FREQUENTLY ASKED QUESTIONS

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Can I insure multiple factory locations under one combined package?

Yes, Insure24 can tailor combined insurance packages to cover multiple premises, ensuring consistent protection across all your manufacturing sites under one consolidated policy.

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Does the combined package cover damage to finished garments in stock?

Absolutely. Stock insurance within the package protects your finished products whether in your factory, warehouse, or in transit, covering risks like fire, theft, flooding, or accidental damage.

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Is liability from workplace accidents covered?

Yes, the combined package includes employers’ liability insurance which covers claims arising from employee injuries or illnesses related to their work at your factory, as required by UK law.

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Can I add cover for business vehicles used to deliver garments?

Yes, motor insurance for company vehicles can be added to your package or arranged separately, ensuring your delivery fleet and drivers are protected while transporting goods.

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How do I start my application for this combined insurance package?

Simply call our expert team on 0330 127 2333 or visit our online application to start. We will guide you through providing the necessary details and tailoring your policy.

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