Multi-modal Cargo Insurance (Sea / Air / Road / Rail)

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End-to-end protection for goods moving across multiple transport modes - from port to plane to truck to rail.

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GET A QUOTE NOW

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COMPLETE DOOR-TO-DOOR CARGO PROTECTION

  • SEA FREIGHT

  • AIR FREIGHT

  • ROAD TRANSPORT

  • RAIL MOVEMENTS

What Is Multi-modal Cargo Insurance?

Multi-modal Cargo Insurance provides seamless protection for goods moving across multiple transport modes under a single policy. Whether your shipment travels by sea, air, road or rail, one continuous cover applies from the point of origin to the final destination.

It is essential for importers, exporters, manufacturers, freight forwarders and logistics operators whose shipments change carriers or modes of transport.

What Does Multi-modal Cargo Insurance Cover?

End-to-end cargo protection across all transportation modes.


  • Loss or damage during sea, air, road or rail transport
  • Damage caused during loading/unloading
  • Theft, pilferage & non-delivery
  • Weather events, fire, collision & overturning
  • General Average contributions
  • Warehouse-to-warehouse / door-to-door cover
  • Damage caused by mishandling by carriers
  • Cover for high-value, fragile or sensitive goods

Common Multi-modal Cargo Risks


  • Delays, route diversions & trans-shipment risks
  • Handling errors during mode changes
  • Theft at ports, airports & logistics hubs
  • Container damage or collapse
  • Temperature-sensitive cargo spoilage
  • Improper stowage or securing

Why Choose Insure24 for Multi-modal Cargo Cover?


  • Marine, air, road & rail cargo specialists
  • Cover tailored to routing, commodities & carriers
  • Options for international supply-chain risks
  • Fast quotes from leading marine insurers
  • Support with claims & General Average events

“Insure24 helped us cover complex sea-air-road shipments with one policy - seamless protection across every leg of the journey.”

Michael E., International Freight Operator

FREQUENTLY ASKED QUESTIONS

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What is Multi-modal Cargo Insurance?

It provides continuous protection for goods moving across multiple modes of transport - sea, air, road and rail - under one unified policy.

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Does the cover apply across all carriers?

Yes - cover follows the goods, not the carrier. Whether they change vessels, aircraft, trucks or rail operators, the same insurance applies throughout the journey.

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Are high-value or sensitive goods covered?

Yes, subject to approval and accurate declarations. Additional terms may apply for fragile, temperature-controlled or high-risk commodities.

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Does this include warehouse-to-warehouse cover?

Yes - most Multi-modal Cargo policies include warehouse-to-warehouse, subject to policy terms and journey details.

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Is General Average covered?

Yes - contributions to General Average are normally covered under standard marine cargo clauses, including multi-modal transport.

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