All Risks Cargo Insurance UK

SPEAK TO A CARGO SPECIALIST GET ALL RISKS CARGO QUOTES

All Risks cargo insurance is often the broadest practical cargo option for businesses that need stronger protection against theft, handling damage, accidents and wider transit loss.

We compare quotes from leading insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

WHY BUSINESSES CHOOSE ALL RISKS WORDING

All Risks cargo insurance is often the right conversation where buyers need broader protection for valuable, fragile or commercially important shipments and do not want to rely on a much narrower list of named causes.

The real comparison is not just broad versus narrow wording, but whether the policy matches value concentration, handling conditions and the commercial consequence of a damaged load. That is why this page works best alongside our guides to named perils, cargo insurance exclusions and how to choose cargo cover.

What makes All Risks attractive

  • Broader protection against external causes of loss or damage
  • Often better suited to high-value or fragile shipments
  • Useful where routes and handling chains are more complex
  • Can align better with demanding commercial risk profiles
  • Often preferred where buyers want stronger peace of mind

What All Risks does not mean

  • It does not mean every possible loss is covered
  • Exclusions still apply around poor packing and inherent vice
  • Delay-only losses are not usually covered
  • Buyers still need to review shipment details and policy conditions carefully
GET ALL RISKS CARGO QUOTES

All Risks versus named perils

All Risks is broader, while named-perils cover only responds to the specific causes listed in the wording. The right choice depends on the goods, route, value concentration and how much protection the business actually needs.

All Risks cargo insurance by location

Businesses seeking broader transit protection often want a local commercial page once the enquiry moves into shipment values, route profile and wording detail.

FREQUENTLY ASKED QUESTIONS

+-

What is All Risks cargo insurance?

It is designed to provide broad protection for goods in transit against external causes of loss or damage, subject to the exclusions in the wording.

+-

Does All Risks mean everything is covered?

No. Exclusions still apply, including issues such as poor packing, inherent vice and delay, so the wording still needs to be checked carefully.

+-

Who is All Risks cover most suitable for?

It is often suitable for businesses shipping valuable, fragile or commercially critical goods where broader protection matters more than a narrow named-perils structure.

+-

Should I compare All Risks against named perils?

Yes. The right option depends on the goods, route, value concentration and how much protection the business actually needs.

Related Cargo Guides

Use these pages when an All Risks enquiry needs connecting back to wording quality, comparison pages and the wider cargo buying journey.