High-Value & High-Risk Goods Cargo Insurance

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Specialist marine, road, air and rail cargo insurance for high-value, fragile, sensitive or theft-attractive goods - including electronics, luxury items, specialist machinery, pharmaceuticals and more.

CALL FOR EXPERT ADVICE
GET A QUOTE NOW

We compare quotes from leading insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

SPECIALIST COVER FOR HIGH-VALUE OR HIGH-RISK CARGO

  • THEFT-ATTRACTIVE GOODS

  • HIGH-VALUE SHIPMENTS

  • FRAGILE / SENSITIVE ITEMS

  • WORLDWIDE TRANSIT RISKS

Tailored Protection for Precious, Sensitive & High-Risk Cargo

High-value or high-risk goods often require enhanced security, specialist packaging and bespoke insurance. Insure24 provides tailored cover for valuable freight across all modes of transport.

What Does High-Value / High-Risk Cargo Insurance Cover?

Specialist protection for valuable, fragile, hazardous or theft-attractive goods.


  • Loss or damage to high-value cargo
  • Theft, hijacking or targeted theft incidents
  • Breakage or impact damage
  • All-risks marine, road, rail & air transit
  • Misdelivery & non-delivery

  • Fire, explosion & weather-related damage
  • Loss during container or pallet handling
  • High-value item declarations & valuations
  • Extended storage during transit delays
  • Worldwide cover options available

Who Needs High-Value or High-Risk Cargo Cover?

Essential for businesses transporting valuable, fragile or specialist goods.


  • Electronics, microchips & components
  • Luxury goods, jewellery & watches
  • Pharmaceuticals & medical devices
  • Artwork, antiques & collectibles
  • High-spec machinery or robotics

  • Hazardous or regulated cargo
  • Temperature-sensitive shipments
  • High-security logistics providers
  • Importers, exporters & manufacturers
  • Any business shipping valuable items

Why Choose Insure24 for High-Value Cargo Insurance?


  • Specialist underwriters for high-risk items
  • Tailored cover for unique cargo types
  • Dedicated account manager
  • Fast support for declarations & valuations
  • Global transit cover available

  • Competitive pricing for valuable freight
  • Strong relationships with specialist insurers
  • Expert claims handling & negotiation
  • Flexible policies for multimodal routes
  • Clear documentation & excellent service

FREQUENTLY ASKED QUESTIONS

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What are high-value or high-risk goods?

These include items with high financial worth, fragile goods, regulated materials, temperature-sensitive cargo, or goods targeted by thieves such as electronics, pharmaceuticals and luxury items.

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Does the insurer require extra security?

Sometimes. High-value shipments may require GPS tracking, escorted vehicles, approved logistics providers or secure packaging depending on the cargo type.

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Does this cover international transit?

Yes - worldwide extensions are available for sea, air, road and rail transport, subject to insurer approval for certain regions or items.

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Do I need to declare the value before shipment?

Yes - high-value cargo typically requires pre-shipment declarations to ensure accurate cover and avoid underinsurance.

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Does the insurance cover damage during handling?

Yes - most policies include damage caused during loading and unloading, including breakages or impact events.

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