Many UK importers and exporters assume that carriers, suppliers or customers have arranged adequate insurance – only to discover gaps in cover when a loss occurs. This checklist helps you identify the key areas to consider when arranging marine cargo insurance for your international trade.
Clarify who is responsible for arranging cargo insurance at each stage of the journey.
Ensure limits properly reflect the value of your goods – including additional costs.
Understand exactly what your cargo policy covers – and where the gaps may be.
Check whether your goods are protected at all stages – not just when in motion.
Make sure you can evidence ownership, value and damage if a claim occurs.
“Using this checklist, Insure24 helped us restructure our cargo programme so that every shipment is properly covered – from supplier to our UK warehouse.”
Import Manager, FMCG BusinessDo I need cargo insurance if my supplier says the goods are insured?
What is the difference between carrier liability and cargo insurance?
How are cargo insurance premiums calculated?
Can I insure both imports and exports under one policy?
What should I do if a shipment is damaged or lost?
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