All-Risks Cargo Insurance

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The broadest level of cargo protection - covering physical loss or damage from almost any external cause.

CALL FOR EXPERT ADVICE
GET A QUOTE NOW

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MAXIMUM PROTECTION FOR GOODS IN TRANSIT

  • SEA FREIGHT

  • AIR FREIGHT

  • ROAD TRANSPORT

  • RAIL MOVEMENTS

What Is All-Risks Cargo Insurance?

All-Risks Cargo Insurance provides the widest form of cover available for goods in transit. It protects cargo against physical loss or damage from almost any external cause - unless the cause is specifically excluded in the policy wording.

It is the preferred choice for manufacturers, importers, exporters, freight forwarders and logistics providers handling high-value, fragile or time-sensitive shipments.

What Does All-Risks Cargo Insurance Cover?

The broadest level of cargo protection for international and domestic shipments.


  • Loss or damage from almost any external cause
  • Theft, pilferage & non-delivery
  • Damage during loading, unloading or handling
  • Weather events, fire, explosion & collision
  • Damage from mishandling by carriers
  • General Average contributions
  • Damage from improper stowage (depending on clauses)
  • Warehouse-to-warehouse movement
  • Cover for high-value or fragile cargo

Common Exclusions Under All-Risks Cargo Policies


  • Inherent vice or natural deterioration
  • Insufficient or unsuitable packing
  • Loss due to delay (non-physical loss)
  • Loss caused by insolvency of carriers
  • War & strikes (unless extended)
  • Willful misconduct of the insured

Why Choose Insure24 for All-Risks Cargo Cover?


  • High-value cargo specialists
  • Market-leading All-Risks clauses
  • Cover tailored to commodities & routes
  • Fast documentation for time-sensitive shipments
  • Support with complex claims & inspections

“We ship high-value equipment globally. Insure24 gave us the confidence that every risk was properly covered - end to end.”

Sarah K., Export Manager

FREQUENTLY ASKED QUESTIONS

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What is All-Risks Cargo Insurance?

It provides the broadest level of protection for goods in transit, covering loss or damage from almost any external cause.

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Does All-Risks mean everything is covered?

No. Exclusions still apply, such as inherent vice, poor packing, delay, insolvency of carriers and willful misconduct.

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Is this the best option for high-value cargo?

Yes. All-Risks policies are ideal for high-value, fragile or sensitive shipments where maximum protection is required.

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Does this cover loading and unloading?

Yes - physical loss or damage during handling is typically included, depending on policy terms.

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Is General Average included?

Yes - General Average contributions are covered under standard marine cargo clauses.

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