Supported Living Insurance UK

Supported living insurance is designed for providers delivering regulated support services where safeguarding, staff conduct, premises risk and contractual care obligations can lead to significant claims.

What is supported living insurance?

Specialist insurance for supported living providers combining care-liability, public liability and employer exposure with premises and interruption sections where required.

Who needs it?

• Supported living service providers
• Providers supporting adults with complex needs
• Housing-linked care and support organisations
• Care groups operating mixed domiciliary and supported living services

What does it cover?

• Care-delivery and professional liability exposure
• Public liability and employers' liability
• Safeguarding and abuse allegation risk where available
• Property and interruption sections for managed premises

Risk scenarios

• Alleged failures in support planning or supervision
• Safeguarding and conduct allegations
• Injury incidents in supported accommodation settings
• Disputes tied to service contracts and compliance obligations

How pricing works

Pricing depends on client profile, staffing ratios, services delivered, premises exposure, claims history and chosen limits.

Example Claims

• A patient suffers injury during treatment and files a claim
• A diagnosis error leads to complications
• A care provider faces allegations of negligence

Related pages

• Care Provider Insurance
• Domiciliary Care Insurance
• Care Home Insurance
• Healthcare Insurance

Healthcare businesses operating from premises may also require property insurance.

Healthcare providers handling sensitive data should consider cyber insurance.

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