How To Use These Statistics In An FM Insurance Submission
A facilities management insurance submission should not simply repeat market-size statistics. The figures are useful because they explain why insurers expect detail. A large outsourced sector, substantial workforce, high-volume security licensing, material injury exposure and widespread cyber incidents all point toward the same underwriting conclusion: FM companies need to explain what they do in operational detail.
For an insurer, the most useful version of these statistics is a company-specific comparison. How much of the business is cleaning, security, grounds, waste, property maintenance, HVAC or M&E? How many staff and vehicles are involved? Which contracts require high limits? How many subcontractors are used? Which claims have occurred and what changed after them?
The statistics also help bid teams. When a tender asks for evidence of GBP 10m public liability, professional indemnity, cyber insurance, fleet cover or environmental liability, it is not an arbitrary request. It reflects a sector where contract failure, injury, property damage, data loss and service interruption can all create high-value disputes.

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