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We compare quotes from leading insurers
INSURANCE FOR STORAGE EQUIPMENT & MACHINERY
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FORKLIFTS & LIFT TRUCKS
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RACKING & STORAGE SYSTEMS
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CONVEYORS & AUTOMATION
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REPAIR & REPLACEMENT
Why Equipment & Machinery Insurance Matters
Storage facilities rely on specialist machinery to operate efficiently. Damage, breakdown or theft of forklifts, conveyors or automated systems can cause major disruption. Equipment & Machinery Insurance protects the assets that keep your warehouse moving.
What Equipment & Machinery Insurance Covers
- Forklifts, pallet trucks and lift equipment
- Conveyor belts and automated handling systems
- Warehouse racking and storage machinery
- Accidental damage and sudden breakdown
- Repair or replacement costs
Who Needs Equipment & Machinery Insurance?
- Warehouses and distribution centres
- Logistics and fulfilment operations
- Cold storage and specialist storage facilities
- High-volume handling operations
- Facilities reliant on automated systems
FREQUENTLY ASKED QUESTIONS
+-What equipment is covered under this insurance?
+-Does this cover machinery breakdown?
+-Is theft and accidental damage covered?
+-Can equipment be insured on or off site?
+-Is equipment & machinery insurance compulsory?
Related Covers
Equipment and machinery cover should be reviewed alongside employers’ liability, warehouse operations, fire/flood risk and business interruption pages.
Machinery & Handling Risk
Continuity & Planning
Storage facility insurance review points
Storage facility insurance works best when the policy reflects how the premises is used, what is stored, who controls access, and how quickly trading would recover after damage, theft or equipment failure.
For equipment machinery enquiries, the strongest quote presentation usually combines the immediate cover request with wider risk information, contract obligations and evidence of controls.
Risk details insurers check
- Storage activity, tenant access, stock ownership and goods held in trust
- Buildings, racking, handling equipment, refrigeration or specialist storage systems
- Security, fire protection, flood exposure, housekeeping and incident history
Cover areas to compare
- Buildings, contents, stock, customer goods and business interruption
- Public liability, employers' liability and goods in transit where relevant
- Equipment breakdown, theft, deterioration of stock and temporary closure extensions
Quote preparation
- Prepare rebuild values, stock limits, equipment schedules and peak storage values
- Separate customer-owned goods, own stock, vehicles and third-party contractor exposure
- Share alarm, CCTV, fire-risk, maintenance and claims evidence before renewal