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INSURANCE DESIGNED FOR WAREHOUSING & DISTRIBUTION
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PROPERTY & BUILDINGS
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STOCK & GOODS
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PUBLIC & EMPLOYERS’ LIABILITY
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BUSINESS INTERRUPTION
Why Warehouse Insurance Is Essential
Warehouses and distribution centres face significant risks including fire, flood, theft, stock damage, forklift accidents and liability exposures. Warehouse & Distribution Centre Insurance protects your premises, stored goods, staff and business continuity.
What Warehouse & Distribution Insurance Covers
- Warehouse buildings and storage units
- Stock, goods in storage and customers’ goods
- Fire, flood, storm and escape of water
- Theft, vandalism and malicious damage
- Business interruption and loss of income
Who Needs Warehouse & Distribution Centre Insurance?
- Warehouses and storage facilities
- Distribution and fulfilment centres
- Third-party logistics (3PL) operators
- Wholesale and bulk storage businesses
- E-commerce fulfilment warehouses
FREQUENTLY ASKED QUESTIONS
+-What does warehouse insurance cover?
It covers warehouse buildings, stored goods, liability risks and business interruption
following insured events such as fire, flood or theft.
+-Are customers’ goods covered?
Yes. Cover can be arranged for customers’ goods held in trust, subject to declared values
and policy terms.
+-Is business interruption included?
Yes. Business interruption insurance can cover loss of income and ongoing costs following
insured damage to your warehouse.
+-Does this cover forklift and loading risks?
Liability cover applies to accidents involving forklifts, loading bays and warehouse
operations, subject to policy conditions.
+-Is warehouse insurance legally required?
Employers’ Liability is legally required if you employ staff. Other covers are not
compulsory but are strongly recommended.
Related Covers
Warehouse and distribution cover should link into buildings, stock, transit responsibility and operational continuity pages.