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LIABILITY COVER FOR STORAGE & WAREHOUSING OPERATIONS
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INJURY TO VISITORS
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PROPERTY DAMAGE
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LOADING & UNLOADING
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LEGAL DEFENCE COSTS
Why Public Liability Insurance Is Essential
Storage facilities and warehouses have frequent third-party access including delivery drivers, customers, contractors and inspectors. Public & Third-Party Liability Insurance protects your business against claims arising from injury or damage caused by your premises or operations.
What Public & Third-Party Liability Covers
- Injury to visitors, customers and contractors
- Damage to third-party property
- Accidents during loading and unloading
- Forklift and warehouse operations liability
- Legal defence costs and compensation
Who Needs Public Liability Insurance?
- Warehouses and storage facilities
- Distribution and fulfilment centres
- Self-storage operators
- Logistics and handling depots
- Any facility with third-party access
FREQUENTLY ASKED QUESTIONS
+-What does public liability insurance cover for storage facilities?
It covers claims for injury to third parties or damage to their property
caused by storage facility premises or operations.
+-Does it cover delivery drivers and contractors?
Yes. Cover applies to delivery drivers, contractors and visitors while on site.
+-Is public liability insurance legally required?
It is not legally required, but it is often required by landlords,
customers and commercial contracts.
+-Does it cover forklift accidents?
Liability cover can apply to forklift-related incidents, subject to policy terms.
+-How much cover do storage facilities need?
Most facilities choose limits between £1m and £5m, depending on size,
footfall and contractual requirements.
Related Covers
Public liability should be reviewed alongside compliance liability, theft risk, warehouse operations and wider storage facility cover.