Staff & Volunteer Injury Insurance for Sports Facilities

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Protection for employees, instructors, coaches & volunteers working in sports and leisure facilities

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We arrange staff injury & employers’ liability cover with leading UK insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

INSURANCE FOR STAFF & VOLUNTEER INJURY RISKS

Sports and leisure facilities employ instructors, lifeguards, coaches, cleaners, reception staff and volunteers — often working in higher-risk environments. Specialist insurance is essential to protect against injury claims, accidents at work and employee-related legal liabilities.

What Does Staff & Volunteer Injury Insurance Cover?


  • Employers’ Liability (legally required)
  • Injury or illness sustained at work
  • Claims from employees or casual workers
  • Volunteer injury & liability cover
  • Personal accident benefits
  • Legal defence & compensation costs
  • Temporary or contract staff cover

Common Staff & Volunteer Injury Risks


  • Manual handling injuries
  • Slips, trips & falls in wet or busy areas
  • Injuries during coaching or instruction
  • Lifeguard or pool-side accidents
  • Assault or abuse from members of the public
  • Accidents during event setup or breakdown

Insurance for Volunteers & Casual Workers

Volunteers are not automatically covered under standard employers’ liability. Sports clubs, community centres and event-led facilities should ensure volunteers are correctly declared and protected under their policy.

Why Arrange Staff Injury Insurance with Insure24?


  • Specialists in sports & leisure employment risks
  • Correct classification of staff & volunteers
  • Advice on legal employers’ liability requirements
  • Flexible cover for seasonal or casual staff
  • Expert claims and compliance support

FREQUENTLY ASKED QUESTIONS

+-Is employers’ liability insurance mandatory?

Yes. Employers’ liability insurance is a legal requirement if you employ staff in the UK.

+-Are volunteers covered under employers’ liability?

Not automatically. Volunteers must be correctly declared to ensure cover applies.

+-Does this cover freelance instructors?

Cover depends on employment status and contract terms. Many policies can include labour-only subcontractors.

+-Is personal accident insurance included?

Personal accident cover can be added to provide fixed benefits following injury.

+-How much does staff injury insurance cost?

Costs depend on staff numbers, roles, activities and claims history.

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