Leisure Centres & Multi-Activity Complex Insurance

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Specialist insurance for leisure centres with gyms, pools, classes, sports halls & events

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GET A QUOTE NOW

We compare quotes from leading UK leisure & sports insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

INSURANCE FOR LEISURE CENTRES & MULTI-ACTIVITY FACILITIES

Leisure centres combine multiple activities under one roof — gyms, swimming pools, fitness studios, sports halls, cafés and community events. This creates complex risk exposures requiring specialist, well-structured insurance cover.

What Does Leisure Centre Insurance Cover?


  • Public, Customer & Participant Liability
  • Employers’ Liability (mandatory if staff employed)
  • Buildings Insurance (if you own the premises)
  • Contents, Gym & Sports Equipment
  • Professional Indemnity for instructors & trainers
  • Business Interruption & Loss of Income
  • Equipment Breakdown & Accidental Damage

Common Risks for Leisure Centres


  • Slips, trips & falls in wet areas or changing rooms
  • Swimming pool injuries or supervision claims
  • Gym equipment failure or misuse
  • Injuries during group classes or sports sessions
  • Fire, flood or plant-room damage
  • Claims arising from events or hall hire

Who Needs Leisure Centre Insurance?

This cover is suitable for local authority leisure centres, private leisure complexes, community facilities, sports & wellness hubs, and venues offering mixed activities including fitness, swimming and events.

Why Arrange Leisure Centre Insurance with Insure24?


  • Specialists in complex leisure & sports risks
  • Correct separation of participant vs public liability
  • Cover for single sites or multi-centre operators
  • Access to specialist UK leisure insurers
  • Expert claims support & risk advice

FREQUENTLY ASKED QUESTIONS

+-Is swimming pool liability included?

Yes. Leisure centre insurance can include specialist liability cover for swimming pools and wet facilities.

+-Do leisure centres need participant liability?

Yes. Participant liability is essential where customers actively take part in sports or fitness activities.

+-Does this cover instructors and classes?

Policies can include professional indemnity for employed or freelance instructors and class leaders.

+-Is insurance needed for hired-out halls and events?

Yes. The venue operator remains responsible for the premises even when hired to third parties.

+-How much does leisure centre insurance cost?

Costs depend on facility size, activities offered, staff numbers and claims history. Quotes are often available quickly.

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