Gyms, Fitness Centres & Health Clubs Insurance

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Specialist insurance for gyms, fitness studios, leisure centres and health clubs

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Insurance for Gyms, Fitness Studios & Health Clubs

Gyms and fitness centres face unique risks including member injuries, equipment use, professional instruction, changing facilities and high daily footfall. Specialist gym insurance protects your business, instructors, members and income.

We compare gym & fitness insurance from leading UK insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

ESSENTIAL INSURANCE FOR GYMS & FITNESS BUSINESSES

  • PUBLIC LIABILITY

  • PROFESSIONAL INDEMNITY

  • EQUIPMENT COVER

  • BUSINESS INTERRUPTION

Why Gym Insurance Is Essential

From free weights and machines to personal training and group classes, gym operators face high exposure to injury claims, equipment damage and operational downtime. The right insurance protects your reputation and financial stability.

What Does Gym & Fitness Centre Insurance Cover?


  • Public liability for member and visitor injuries
  • Professional indemnity for instructors and trainers
  • Gym equipment, weights and machines
  • Employers’ liability for staff and instructors
  • Business interruption following insured damage
  • Changing rooms, lockers and reception areas

Common Risks Faced by Gyms & Health Clubs


  • Member injuries during training or classes
  • Faulty or damaged gym equipment
  • Slips, trips and falls in wet areas
  • Allegations of poor instruction or supervision
  • Fire, flood or forced closure

Why Use Insure24 for Gym & Fitness Insurance?


  • Specialists in sports & leisure insurance
  • Cover tailored to gym size, activities and classes
  • Policies accepted by landlords and councils
  • Support with claims and policy reviews

FREQUENTLY ASKED QUESTIONS

+- Is public liability insurance required for gyms?

Yes. Public liability insurance is essential for gyms to cover injuries to members and visitors.

+- Do personal trainers need professional indemnity?

Yes. Professional indemnity covers claims arising from instruction, training advice or fitness programmes.

+- Is gym equipment covered?

Yes. Gym insurance can cover weights, machines and specialist fitness equipment against damage or theft.

+- Do gyms need employers’ liability insurance?

Employers’ liability insurance is legally required if you employ staff or instructors.

+- Can Insure24 arrange cover for small or independent gyms?

Yes. Insure24 arranges insurance for independent gyms, fitness studios, chains and leisure centres.

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