Employers’ Liability Insurance for Sports Facilities

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Legal protection for sports facilities employing staff, coaches and volunteers

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We compare quotes from leading UK insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

LEGAL INSURANCE FOR SPORTS FACILITIES WITH STAFF

What Is Employers’ Liability Insurance?

Employers’ Liability Insurance is a legal requirement in the UK if your sports facility employs staff, including full-time, part-time, temporary or volunteer workers.

It protects facility operators against claims made by employees who are injured or become ill as a result of their work activities.

What Does Employers’ Liability Insurance Cover?


  • Employee injury or illness claims
  • Legal defence costs
  • Compensation and settlement awards
  • Claims from coaches, instructors & grounds staff
  • Cover for volunteers and casual workers
  • UK legal minimum £5 million cover

Who Needs Employers’ Liability Insurance?


  • Sports centres & leisure facilities
  • Gyms, fitness studios & training venues
  • Outdoor pitches & playing fields with staff
  • Sports clubs employing coaches or staff
  • Facilities using volunteers or casual workers

Why Arrange Employers’ Liability Cover with Insure24?


  • UK-compliant Employers’ Liability policies
  • Cover for staff, volunteers & instructors
  • Flexible limits to suit facility size
  • Expert advice on legal requirements
  • Easy integration with combined facility insurance

FREQUENTLY ASKED QUESTIONS

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Is Employers’ Liability Insurance legally required?

Yes. UK law requires Employers’ Liability Insurance if you employ staff or volunteers, with a minimum cover of £5 million.

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Are volunteers covered?

Yes. Employers’ Liability Insurance usually covers volunteers working under your direction.

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What happens if I don’t have Employers’ Liability Insurance?

Facilities can be fined up to £2,500 per day for not having valid Employers’ Liability Insurance in place.

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Can Employers’ Liability be combined with other cover?

Yes. Employers’ Liability is commonly included within combined sports facility insurance policies.

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Does it cover coaches and instructors?

Yes. Coaches, instructors and grounds staff are typically covered if they are employed or supervised by the facility.

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