Business Interruption & Loss of Income Insurance for Sports Facilities

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Protecting revenue, fixed costs & cancelled events after unexpected disruption

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GET A QUOTE NOW

We arrange business interruption cover with leading UK leisure insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

BUSINESS INTERRUPTION INSURANCE FOR SPORTS & LEISURE VENUES

Sports facilities rely on consistent footfall, memberships, bookings and events. Business interruption insurance protects your income and ongoing costs if your venue is forced to close or restrict operations following an insured event.

What Does Business Interruption Insurance Cover?


  • Loss of income or turnover
  • Fixed costs (rent, utilities, finance payments)
  • Staff wages & payroll protection
  • Additional increased cost of working
  • Event cancellation following insured damage
  • Loss following fire, flood or storm damage

Common Causes of Business Interruption for Sports Facilities


  • Fire or flood damage to buildings
  • Plant-room or equipment failure
  • Structural damage or unsafe premises
  • Forced closure by authorities (insured peril)
  • Cancellation of tournaments or events
  • Loss of access to the premises

Event Cancellation & Loss of Booking Income

Sports halls and leisure centres that host competitions, classes, exhibitions or community events can insure against lost revenue when events are cancelled due to insured damage or disruption.

Choosing the Correct Indemnity Period

The indemnity period should reflect how long it would realistically take to repair, reopen and return your facility to normal trading levels — commonly 12, 18 or 24 months.

Why Arrange Business Interruption Cover with Insure24?


  • Specialists in leisure & sports facility risks
  • Correct calculation of income & indemnity periods
  • Integration with property & equipment cover
  • Access to leading UK insurers
  • Claims support focused on cashflow recovery

FREQUENTLY ASKED QUESTIONS

+-Is business interruption insurance mandatory?

It is not legally required, but it is critical for protecting income after major disruptions.

+-Does business interruption cover pandemics?

Standard policies typically exclude pandemics unless specifically endorsed.

+-Can I insure future booked events?

Yes. Event and booking income can be included where linked to insured damage.

+-How is loss of income calculated?

It is based on historical turnover and projected earnings during the interruption period.

+-How much does business interruption insurance cost?

Costs depend on turnover, risk profile, indemnity period and linked property cover.

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