Specialist, Adventure & Activity-Based Facilities Insurance

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Insurance for climbing walls, dance studios, martial arts centres, courts & specialist activity venues

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We compare quotes from leading insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

INSURANCE FOR HIGH-RISK & SPECIALIST ACTIVITIES

Why Specialist Activity Insurance Matters

Adventure and activity-based facilities face higher injury risks, specialist equipment exposure and instructor-led activities. Standard property or liability policies are often insufficient without specialist extensions.

What Does Activity-Based Facilities Insurance Cover?

Tailored protection for specialist and adventure venues.


  • Public liability for participant and spectator injury
  • Employers’ liability for instructors and staff
  • Participant-to-participant injury risks
  • Specialist equipment, rigs, mats & installations
  • Property & premises cover
  • Business interruption following insured damage

Facilities We Insure


  • Indoor & outdoor climbing walls
  • Dance studios & performance spaces
  • Martial arts & combat sports centres
  • Yoga, Pilates & fitness studios
  • Indoor courts (basketball, squash, multi-use)
  • Adventure & specialist activity venues

Why Choose Insure24?


  • Experience with high-risk sports facilities
  • Access to insurers comfortable with specialist activities
  • Advice on waivers, supervision & risk controls
  • Flexible cover for mixed-use facilities
  • Claims support following serious incidents

FREQUENTLY ASKED QUESTIONS

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Do standard liability policies cover adventure activities?

Often no. Many activity-based facilities require specialist liability wording due to higher participant injury risk.

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Is participant-to-participant injury covered?

This can be covered, but must be specifically included depending on the activity and insurer terms.

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Are instructors and coaches insured?

Yes. Employers’ liability insurance covers instructors, coaches and employed staff.

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Does this cover specialist equipment and installations?

Yes. Climbing rigs, mats, courts, mirrors and fixed installations can be insured under property or equipment sections.

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Can business interruption be included?

Yes. Business interruption cover protects income if your facility must close following insured damage.

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