Hire Equipment & Transport Insurance

Specialist insurance for hired sports equipment, temporary assets & equipment in transit

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Hire Equipment & Transport Risks for Sports Clubs

Many sports clubs rely on hired, borrowed or short-term equipment to operate effectively. This can include temporary seating, marquees, generators, sound systems, lighting, training equipment, goalposts, pitch covers, barriers, or specialist machinery for events and tournaments.

Clubs are often contractually responsible for hired equipment - even if it is lost, damaged or stolen while in their care, custody or control. In addition, equipment is frequently transported between venues, increasing the risk of accidental damage or theft while in transit.

Hire Equipment & Transport Insurance helps protect sports clubs against unexpected costs arising from damage, loss or theft of hired equipment and assets while being transported.

What Does Hire Equipment & Transport Insurance Cover?

Hired-In Equipment Insurance

Hired-in equipment insurance covers items that your club does not own but is legally responsible for.

  • Temporary sports equipment
  • Marquees, seating and staging
  • Generators and power equipment
  • Audio-visual and sound systems
  • Specialist training or pitch equipment

Equipment in Transit Insurance

Equipment in transit insurance protects items while being moved between locations.

  • Theft from vehicles
  • Accidental damage during loading or unloading
  • Damage following road traffic accidents
  • Loss of equipment while travelling to events
  • Temporary off-site storage risks
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Which Sports Clubs Need This Cover?

Hire equipment and transport insurance is relevant for a wide range of sports clubs and facilities.

  • Football, rugby and cricket clubs
  • Athletics and multi-sport clubs
  • Swimming and aquatic clubs
  • Gyms and fitness centres hosting events
  • Clubs organising tournaments or festivals

Common Situations Requiring Cover

  • Hiring equipment for matchdays or events
  • Borrowing equipment from leagues or councils
  • Transporting goals, nets or machinery
  • Temporary facilities during refurbishments
  • Shared equipment between clubs

Policy Conditions & Important Considerations

  • Items must be declared and valued correctly
  • Cover is usually on an all-risks basis, subject to exclusions
  • Security conditions may apply during storage and transit
  • Vehicle security requirements often apply
  • Hire contracts should be reviewed carefully

Why Hire Agreements Matter

Many hire agreements transfer full responsibility to the hirer. Even minor damage can result in significant repair or replacement costs. Aligning your insurance with contract terms helps avoid uninsured exposures.

FREQUENTLY ASKED QUESTIONS

+-

+- Does sports club insurance cover hired equipment?

Standard policies may not automatically cover hired equipment. Hired-in equipment insurance can be added to protect items your club is responsible for.

+- Is equipment covered while being transported?

Equipment in transit insurance can cover theft, loss and accidental damage while items are being transported, subject to policy terms.

+- Does cover apply if volunteers transport equipment?

Yes, provided volunteer use is declared and vehicle security requirements are met.

+- Can short-term hire be insured?

Yes. Cover can be arranged for short-term or one-off hire arrangements, such as tournaments or special events.

+- Can this be combined with other sports club insurance?

Yes. Hire equipment and transport cover is commonly added to combined sports club insurance policies.

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