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RETAIL CHAIN INSURANCE THAT SCALES WITH YOUR BUSINESS
Why Multi-Outlet Insurance Matters
Retail chains and franchises face amplified risk across multiple locations. One incident can impact revenue, brand reputation and contractual obligations. A structured, centralised insurance programme helps ensure consistency, compliance and cost control.
Core Covers for Retail Chains & Franchises
Designed for businesses operating multiple shops, concessions or franchise units.
- Buildings & shop fit-out (owned or leased)
- Stock across multiple locations
- Public & product liability (brand-wide protection)
- Employers’ liability for all staff
- Business interruption & loss of revenue
- Theft, shoplifting & malicious damage
Who This Insurance Is For
- Retail chains with multiple UK locations
- Franchisors and franchise networks
- Retail groups operating under one brand
- Growing businesses expanding to new outlets
- Head office & store-based operations
Why Choose Insure24 for Retail Chain Insurance?
- Centralised policies covering all outlets
- Flexible limits per location or aggregate
- Support for franchise agreements & landlord requirements
- Competitive pricing for multi-site risks
- UK-based advice and claims support
FREQUENTLY ASKED QUESTIONS
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Can one policy cover multiple retail locations?
Yes. Retail chain insurance can be arranged under a single policy covering all locations, with limits set per site or in aggregate.
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Is this suitable for franchise businesses?
Yes. We can structure cover for franchisors, franchisees or combined arrangements depending on your franchise model.
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Can cover be added as new shops open?
Yes. Policies can usually be adjusted mid-term to add new outlets as your retail network grows.
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Does business interruption apply to each location?
Business interruption cover can be structured per outlet or across the whole business, depending on how your revenue is generated.
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What information is needed for a quote?
Typically: number of outlets, locations, turnover, staff numbers, stock values, security details and claims history.