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We compare quotes from leading UK management liability insurers
MANAGEMENT & DIRECTORS’ LIABILITY INSURANCE FOR RETAILERS
Management liability insurance protects directors, owners and senior managers of retail businesses against claims arising from management decisions, regulatory breaches, employment disputes and allegations of wrongful acts.
What Does Management Liability Insurance Cover?
- Directors & Officers (D&O) liability
- Employment Practices Liability (EPL)
- Health & Safety prosecution defence costs
- Corporate legal liability
- Regulatory investigation costs
- Shareholder or investor claims
- Personal asset protection for directors
Common Management Liability Claims in Retail
- Unfair dismissal or discrimination claims
- Health & safety enforcement actions
- Alleged breach of directors’ duties
- Failure to comply with employment law
- Insolvency or wrongful trading allegations
- Regulatory investigations and penalties
Who Needs Management Liability Insurance?
This cover is essential for retail companies with directors, limited companies, partnerships, franchises, and growing retail chains — particularly where staff are employed or regulatory oversight applies.
Why Arrange Management Liability with Insure24?
- Expertise in retail governance & compliance risks
- Cover for single shops to multi-location retailers
- Integrated D&O, EPL & legal defence cover
- Competitive terms from leading UK insurers
- Confidential advice & claims support
FREQUENTLY ASKED QUESTIONS
+-Is management liability insurance mandatory for retailers?
It is not legally required, but it is strongly recommended for any retail business with directors or employees.
+-Does this protect directors’ personal assets?
Yes. D&O insurance helps protect personal assets if directors are personally named in claims.
+-Is employment tribunal cover included?
Employment Practices Liability cover can protect against claims such as unfair dismissal and discrimination.
+-Does this cover regulatory investigations?
Yes. Policies can include legal defence costs for regulatory and health & safety investigations.
+-How much does management liability insurance cost?
Costs depend on company size, turnover, staff numbers and claims history. Quotes are often available quickly.