We compare data breach & cyber liability cover from leading UK insurers
DATA BREACH LIABILITY COVER FOR MODERN RETAILERS
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DATA BREACH RESPONSE
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THIRD-PARTY LIABILITY
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GDPR DEFENCE COSTS
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CYBER BUSINESS INTERRUPTION
Why Data Breach Insurance Is Essential for Retail & E-commerce
Retailers process large volumes of customer data through POS systems, websites and payment platforms. A single data breach can lead to regulatory fines, compensation claims, loss of trust and lost sales.
What Does Data Breach Liability Insurance Cover?
- Forensic investigation and breach response costs
- Customer notification and credit monitoring
- Third-party claims for data loss or misuse
- GDPR regulatory defence and ICO investigations
- Cyber extortion and ransomware events
- Loss of income following system compromise
Common Data Breach & POS Cyber Risks
- Card-payment and POS system compromise
- Hacking of e-commerce platforms
- Malware and ransomware attacks
- Phishing and credential theft
- Third-party IT or hosting failures
- GDPR enforcement and compensation claims
Why Arrange Data Breach Insurance with Insure24?
- Retail & e-commerce cyber risk specialists
- Cover aligned to POS and online trading systems
- Access to specialist cyber & data insurers
- Immediate incident response support
FREQUENTLY ASKED QUESTIONS
+- What is data breach liability insurance?
Data breach liability insurance covers the costs and liabilities arising from unauthorised access, loss or misuse of customer data.
+- Does this cover POS and card-payment systems?
Yes. Policies can cover breaches involving POS systems, payment terminals and integrated card-processing platforms.
+- Does data breach insurance cover GDPR fines?
Many policies include cover for GDPR defence costs and fines where legally insurable, subject to policy terms.
+- Is data breach cover included in shop insurance?
Data breach and cyber liability cover is usually arranged separately or as an extension to a cyber insurance policy.
+- How much data breach insurance do retailers need?
Cover levels depend on the volume of customer data held, online sales activity, POS usage and potential regulatory exposure.

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