Customer Data & Data Breach Liability Insurance for Retailers

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Specialist cyber insurance for e-commerce businesses and retailers using POS, card-payment and customer databases

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We compare data breach & cyber liability cover from leading UK insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

DATA BREACH LIABILITY COVER FOR MODERN RETAILERS

  • DATA BREACH RESPONSE

  • THIRD-PARTY LIABILITY

  • GDPR DEFENCE COSTS

  • CYBER BUSINESS INTERRUPTION

Why Data Breach Insurance Is Essential for Retail & E-commerce

Retailers process large volumes of customer data through POS systems, websites and payment platforms. A single data breach can lead to regulatory fines, compensation claims, loss of trust and lost sales.

What Does Data Breach Liability Insurance Cover?


  • Forensic investigation and breach response costs
  • Customer notification and credit monitoring
  • Third-party claims for data loss or misuse
  • GDPR regulatory defence and ICO investigations
  • Cyber extortion and ransomware events
  • Loss of income following system compromise

Common Data Breach & POS Cyber Risks


  • Card-payment and POS system compromise
  • Hacking of e-commerce platforms
  • Malware and ransomware attacks
  • Phishing and credential theft
  • Third-party IT or hosting failures
  • GDPR enforcement and compensation claims

Why Arrange Data Breach Insurance with Insure24?


  • Retail & e-commerce cyber risk specialists
  • Cover aligned to POS and online trading systems
  • Access to specialist cyber & data insurers
  • Immediate incident response support

FREQUENTLY ASKED QUESTIONS

+- What is data breach liability insurance?

Data breach liability insurance covers the costs and liabilities arising from unauthorised access, loss or misuse of customer data.

+- Does this cover POS and card-payment systems?

Yes. Policies can cover breaches involving POS systems, payment terminals and integrated card-processing platforms.

+- Does data breach insurance cover GDPR fines?

Many policies include cover for GDPR defence costs and fines where legally insurable, subject to policy terms.

+- Is data breach cover included in shop insurance?

Data breach and cyber liability cover is usually arranged separately or as an extension to a cyber insurance policy.

+- How much data breach insurance do retailers need?

Cover levels depend on the volume of customer data held, online sales activity, POS usage and potential regulatory exposure.