Cyber & Data Insurance for Retail & E-commerce Businesses

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Protect your shop or online store against data breaches, cyber attacks, ransomware and online fraud

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We compare cyber insurance from leading UK insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

CYBER INSURANCE FOR MODERN RETAILERS

  • DATA BREACH RESPONSE

  • CYBER LIABILITY

  • RANSOMWARE & EXTORTION

  • BUSINESS INTERRUPTION

Why Cyber & Data Insurance Matters for Retail

Retailers increasingly rely on digital systems, card payments, online platforms and customer data. A cyber incident can result in lost sales, regulatory fines and reputational damage — cyber insurance helps you recover quickly.

What Does Cyber & Data Insurance Cover?


  • Data breach response and forensic investigation
  • Customer notification and credit monitoring costs
  • Cyber liability claims from customers or partners
  • Ransomware negotiation and recovery costs
  • Business interruption following cyber incidents
  • GDPR regulatory defence and fines (where insurable)

Common Cyber Risks for Retail & E-commerce Businesses


  • Payment card data breaches
  • Ransomware and malware attacks
  • Phishing and social engineering scams
  • Website outages and platform compromise
  • Third-party IT or hosting failures
  • GDPR enforcement and ICO investigations

Why Arrange Cyber Insurance with Insure24?


  • Retail & e-commerce cyber risk specialists
  • Cover aligned with shop and online trading risks
  • Access to specialist cyber insurers
  • Incident response support when it matters most

FREQUENTLY ASKED QUESTIONS

+- What is cyber insurance for retailers?

Cyber insurance protects retailers against losses arising from data breaches, cyber attacks, ransomware and system failures.

+- Do small retailers need cyber insurance?

Yes. Small retailers are increasingly targeted due to weaker security and reliance on card payments and online systems.

+- Does cyber insurance cover GDPR fines?

Some policies include cover for GDPR defence costs and fines where legally insurable, subject to policy terms.

+- Is cyber insurance included in shop insurance?

Cyber insurance is usually a separate section or policy and should be reviewed alongside your shop insurance.

+- How much does cyber insurance for retailers cost?

Premiums depend on turnover, data volume, online sales activity, security controls and claims history.