We compare cyber insurance from leading UK insurers
CYBER INSURANCE FOR MODERN RETAILERS
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DATA BREACH RESPONSE
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CYBER LIABILITY
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RANSOMWARE & EXTORTION
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BUSINESS INTERRUPTION
Why Cyber & Data Insurance Matters for Retail
Retailers increasingly rely on digital systems, card payments, online platforms and customer data. A cyber incident can result in lost sales, regulatory fines and reputational damage — cyber insurance helps you recover quickly.
What Does Cyber & Data Insurance Cover?
- Data breach response and forensic investigation
- Customer notification and credit monitoring costs
- Cyber liability claims from customers or partners
- Ransomware negotiation and recovery costs
- Business interruption following cyber incidents
- GDPR regulatory defence and fines (where insurable)
Common Cyber Risks for Retail & E-commerce Businesses
- Payment card data breaches
- Ransomware and malware attacks
- Phishing and social engineering scams
- Website outages and platform compromise
- Third-party IT or hosting failures
- GDPR enforcement and ICO investigations
Why Arrange Cyber Insurance with Insure24?
- Retail & e-commerce cyber risk specialists
- Cover aligned with shop and online trading risks
- Access to specialist cyber insurers
- Incident response support when it matters most
FREQUENTLY ASKED QUESTIONS
+- What is cyber insurance for retailers?
Cyber insurance protects retailers against losses arising from data breaches, cyber attacks, ransomware and system failures.
+- Do small retailers need cyber insurance?
Yes. Small retailers are increasingly targeted due to weaker security and reliance on card payments and online systems.
+- Does cyber insurance cover GDPR fines?
Some policies include cover for GDPR defence costs and fines where legally insurable, subject to policy terms.
+- Is cyber insurance included in shop insurance?
Cyber insurance is usually a separate section or policy and should be reviewed alongside your shop insurance.
+- How much does cyber insurance for retailers cost?
Premiums depend on turnover, data volume, online sales activity, security controls and claims history.

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