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INSURANCE DESIGNED FOR CONVENIENCE STORES & NEWSAGENTS
Convenience stores and newsagents face unique risks — from theft and robbery to stock damage, employee injuries and customer accidents. Insure24 provides tailored shop insurance to protect your premises, stock, staff and income.
What Does Convenience Store Insurance Cover?
- Public Liability – claims from customers injured in-store
- Employers’ Liability – legal requirement if you employ staff
- Stock Insurance – food, drink, tobacco, alcohol & newspapers
- Theft & Robbery – including cash and high-risk items
- Buildings Insurance – if you own the premises
- Contents & Fixtures – shelving, fridges, EPOS systems
- Business Interruption – loss of income after insured damage
Common Risks for Convenience Stores & Newsagents
- Shoplifting & armed robbery
- Damage to chilled & frozen stock
- Slip, trip & fall accidents
- Fire, flood & vandalism
- Cash handling losses
- Late-night trading risks
- Alcohol & tobacco liability exposures
Why Choose Insure24?
- Retail specialists who understand convenience stores
- Cover for single shops or multiple locations
- Flexible limits for high-value stock
- Fast quotes and claims support
- UK-based expert advice
FREQUENTLY ASKED QUESTIONS
+-Is shop insurance legally required for convenience stores?
Employers’ Liability is legally required if you employ staff. Other covers are not compulsory but are strongly recommended.
+-Does this cover theft and robbery?
Yes. Policies can include cover for shoplifting, burglary, robbery and cash losses.
+-Can I insure alcohol and tobacco stock?
Yes, but insurers often apply specific limits and security requirements for high-risk stock.
+-What if my shop has a Post Office or ATM?
These can usually be included, but must be disclosed so the policy is correctly structured.
+-How much does convenience store insurance cost?
Premiums depend on turnover, stock value, opening hours, location and security. Quotes are often available within minutes.